Gazprombank
Since 1990
Russia
Central Federal District of the Russian Federation
Moscow
Top managers:
Kiselyov Alexander Sergeyevich
Miller Alexey Borisovich
Akimov Andrey Igorevich
Vasilyeva Elena Aleksandrovna
Shamalov Yury Nikolaevich
Anton Myasin
Panchenko Oksana Nikolaevna
Dmitry Vladimirovich Sauers
Nikolaeva Anna Vyacheslavovna
Vinokurov Vladimir Nikolaevich
Kamyshev Denis Valentinovich
Kaplunnik Irina Aleksandrovna
Popovic Alexey Valeryevich
Komanov Victor Alekseevich
Panova Evgenia Gennadyevna
Minchenkova Elena Alexandrovna
Ponomareva Ekaterina Yurievna
Reimer Vladislav Viktorovich
Vitaly Vitalyevich Loginov
Anastasia Dmitriyevna Morozova
Owners:
Gazprom - 35,5%
GAZFOND - 47,4%
Nowfinteh - 6,2%
Vnesheconombank - 10,2%
0.7% owned by top managers of the bank
Gazprombank (joint-stock company) is one of the largest universal financial institutions in Russia, providing a wide range of banking, financial, investment products and services to corporate and private clients, financial institutions, institutional and private investors. As of 2020, the bank is one of the three largest banks in Russia in all major indicators and ranks third in the list of banks in Central and Eastern Europe in terms of equity.
Gazprombank serves key sectors of the Russian economy - gas, oil, nuclear, chemical and petrochemical, black and non-ferrous metallurgy, electricity, mechanical engineering and metalworking, transport, construction, communications, agro-industrial complex, trade and other industries.
Retail business is also a strategically important activity of the Bank, and its scale is steadily increasing. Private clients are offered a full range of services: credit programs, deposits, settlement operations, electronic bank cards, etc.
Gazprombank holds strong positions in the domestic and international financial markets, being one of the Russian leaders in organizing and underwriting corporate bond issues, asset management, in the field of private banking, corporate financing and other areas of investment banking.
Among Gazprombank's clients are about 5 million individuals and about 45 thousand legal entities.
As of 2020, Gazprombank participates in the capital of banks located in the Russia Republic, and Belarus Switzerland Luxembourg, financial companies in Cyprus and Hong Kong, has representative offices in Nur-Sultan (formerly Astana) (), Kazakhstan (), Beijing China Ulan Bator (Mongolia) and New Delhi (). India
In Russia, Gazprombank's regional network is represented by 20 branches located from Kaliningrad to Yuzhno-Sakhalinsk. The total number of offices providing high-quality banking services exceeds 350.
Gazprombank is a member of the Russian National Committee of the International Chamber of Commerce.
Systemically Important Bank
By orders of 30.01.2013 No. OD-102, No. OD-103 and No. OD-104, the head of the Central Bank Elvira Nabiullina transferred Gazprombank, Promsvyazbank and Raiffeisen Bank from the supervision of the Central Bank's Main Directorate for the Central Federal District directly to the central office of the Central Bank - under the supervision of Mikhail Kovrigin, director of the department for supervision of systemically important banks. These banks were the first, which the regulator recognized as systemically significant and took on a special supervision regime.
This department in the structure of the Central Bank was created on October 1, 2013 to establish special supervision over the largest players. However, the list of such backbone banks is not yet ready: according to instruction No. 3174-U "On determining the list of systemically important credit institutions," the Central Bank should have begun preparing this list only after the entry into force of the document, that is, from February 2 of this year. It is assumed that it will include banks whose assets account for 0.17% or more of the total assets of the Russian banking sector. In addition, the volume of attraction of deposits of individuals and operations in the interbank market should also be 0.17% of the total market indicator. Experts believe that about 20 banks may fall under such supervision.
Financial performance
2023: 20-fold profit growth to RUB 178.9 billion
Gazprombank in 2023 earned 178.9 billion rubles of net profit, which is 20 times more than the profit of the previous year (9.1 billion rubles). The credit institution published such data on RAS at the end of March 2024.
It follows from the bank's statements that its net interest income before reserves in 2023 amounted to 396.1 billion rubles (an increase of 1.7 times in relation to 2022), after reserves - 394.8 billion rubles (an increase of 3.3 times).
In 2023, Gazprombank's net expenses from operations with financial assets measured at fair value through profit or loss decreased by 10.2% year-on-year to 36.3 billion rubles.
Gazprombank assets in 2023 increased a quarter, amounting to 15.6 trillion rubles. At the same time, the loan portfolio grew by 28.6%, to 10.1 trillion rubles. Customer funds reached 12.3 trillion rubles (+ 26% by 2022), of which 2.7 trillion rubles fell on household deposits. The bank's own funds in 2023 increased by 19.4% compared to 2022 - up to 1 trillion rubles.
Gazprombank in 2023 recorded a record profit due to a decrease, and in some places the dissolution of reserves for possible credit losses - in 2023 they amounted to 1.3 billion rubles, while in 2022 111.9 billion rubles were measured.
The bank said that the portfolio of deposits and savings accounts (excluding clients of the private banking business) in 2023 grew by a record 478 billion rubles (+ 61%). The total portfolio of funds of individuals reached 1.5 trillion rubles (+ 48%).
The volume of transactions by individuals in 2023 increased by 27% and amounted to 14.6 billion rubles, the number of users of the Gazprombank mobile application increased to 3.7 million customers (+ 27%). The volume of consumer loans amounted to 193.7 billion rubles (+ 70%), car loans - 37.1 billion rubles (+ 110%).
2022: 10.5-fold drop in net profit to RUB 9.1 billion
Gazprombank's net profit for 2022 fell 10.5 times compared to 2021 and turned out to be the lowest in 7 years - 9.1 billion rubles. This became known from the report of the credit institution, which was published in early April 2023.
As Kommersant writes with reference to Gazprombank materials, in 2022 the organization sharply increased interest income - from 455.3 billion to 780.2 billion rubles, primarily due to the growth of the loan portfolio (1.8 times, to 690.4 billion rubles). However, due to the large-scale additional charge of reserves, net interest income decreased by 1.5 times, to 121.2 billion rubles. Commission income decreased slightly - from 64.8 billion to 61.4 billion rubles.
Valery Piven, Managing Director, Head of the ACRA Financial Institutions Ratings Group, believes that the bank's profit was affected by the deterioration of the operating environment, which led to an increase in contributions to reserves. Experts also note a significant loss from the operation with financial assets, which exceeded 40 billion rubles.
At the same time, in 2022, Gazprombank assets grew almost 1.5 times, to 12.4 trillion rubles, due to a sharp increase in the loan portfolio. It was this factor that could affect the amount of risk and require a significant additional charge to reserves.
The bank's retail loan portfolio in 2022 overcame the mark of 840 billion rubles. The mortgage portfolio exceeded 422 billion rubles. In total, in 2022, Gazprombank issued about 220 thousand mortgage loans in the amount of 98 billion rubles. The volume of car loans issued in 2022 amounted to 17.6 billion rubles (+ 330%). The volume of Gazprombank's credit card portfolio in 2022 reached 22.4 billion rubles (+ 55%), the volume of the debit card portfolio - 177.2 billion rubles (+ 22%). The turnover on cards amounted to more than 2.6 trillion rubles (+[1]gas[2]
2021: The portfolio of funds of individuals of Gazprombank grew by 14%, to 872.4 billion rubles
The portfolio of funds of individuals of Gazprombank at the end of 2021 increased by 14% compared to 2020 and reached 872.4 billion rubles. The press service of the credit institution announced this on February 15, 2022.
It is noted that savings accounts grew at the fastest pace in 2021: the corresponding portfolio doubled - from 146.1 billion to 285.1 billion rubles. The bank's retail loan portfolio increased by 15% over the year and reached 762 billion rubles. The consumer loan portfolio grew by 32% to 343 billion rubles, and the mortgage portfolio (taking into account securitized mortgage loans) approached the mark of 403 billion rubles.
The number of active retail clients of Gazprombank by the end of 2021 amounted to 3.46 million people. At the same time, the customer base of premium customers doubled - from 60.6 thousand to 124.4 thousand people. The volume of liabilities of premium customers increased from 181.6 billion to 262.8 billion rubles (+ 45%).
At the end of 2021, the volume of the credit card portfolio increased more than 1.5 times - from 7.8 billion to 13.2 billion rubles. The debit card portfolio also continued its growth, with an active customer portfolio of 2.9 million (+ 13%). The volume of purchases by cards for the year exceeded 0.5 trillion rubles (+ 25.7%). In addition, the bank expanded the geography of delivery of banking products - from 125 to 131 cities.
At the end of 2021, Gazprombank increased its portfolio of car loans by almost 500%, to 3.88 billion rubles, which was partly facilitated by the launch of a program for issuing such credit products according to one document - a passport.
The report also says that the number of subscribers connected to the mobile operator GPB Mobile by the end of 2021 exceeded 100 thousand people, and SIM card sales were launched in 300 offices of the bank in 22 regions of the country.[3]
Media assets
Digitalization
Main article: Digitalization of Gazprombank
Acquisitions, investments, JVs and asset sales
Main item: Acquisitions, investments and joint venture of Gazprombank
History
2024
TAdviser interview with First Vice President Alexander Yegorkin
Today, attacks on the chains of provision of services, works, services are one of the actively developing areas of activity of attackers. If the target infrastructure is well protected, then the attack can be carried out through contractors, developers or other trusted partners. However, often partner companies are not very well protected. At the same time, there are a lot of complex holding organizations in Russia, which include a huge number of subsidiaries and affiliates, and attackers can use the latter to attack the central company. Alexander Yegorkin, First Vice President of Gazprombank, spoke about how the owners of the holding can protect their entire ecosystem from attacks on supply chains, as well as about the pressing problems of information security in the banking sector in an interview with TAdviser. Read more here.
Gazprombank bought 25% of Polyplasty
The largest manufacturer of polymer pipes in Russia, Polyplastic, has changed its ownership structure. This was announced on March 18, 2024 by Kommersant. Read more here.
2023
Gazprombank acquired the Mega shopping center network from Ingka Group
On September 28, 2023, the group Gazprombank announced the acquisition of a network of Mega shopping centers Russia from foreign investors - Swedish. Ingka Centres More. here
Gazprombank sued Mechel 11.9 billion rubles, which were supposed to be returned to the French BNP Paribas
The Moscow Arbitration Court decided to recover $244.2 million from the mining and metallurgical holding Mechel and the Chelyabinsk Metallurgical Plant (CHMK) in favor of Gazprombank. The reason for the claims was a loan agreement concluded in 2010 between Mechel and the French bank BNP Paribas. Read more here.
Accusations to the managers of a daughter in Switzerland at the expense of cellist Sergei Roldugin without checking the origin of funds
Swiss prosecutors in March 2023 demanded that four bankers of the local Gazprombank subsidiary, including general director Roman Abdulin, be sentenced to prison, writes the Financial Times.
They are accused of helping to hide tens of millions of francs by allowing accounts to be opened in Switzerland on behalf of cellist Sergei Roldugin without checking the origin of the funds.
2022
Gazprombank employee stole 27 million rubles from the client's account
An employee of Gazprombank stole 27 million rubles from the client's account. Investigators learned about the large theft from the victim. On October 14, 2022, a Gazprombank client, an employee of the Diplomatic Academy of the Ministry of Foreign Affairs, came to the police.
The operatives were able to reach the suspect - 34-year-old Vagan Trapizonyan from Sochi, writes Baza. According to investigators, taking advantage of his official position, he cleaned the account of an academy employee. On November 1, Trapizonyan was detained, he had already confessed.
Termination of operations in Switzerland
In October 2022, Gazprombank announced the termination of banking operations in Switzerland.
Putin allowed Lukoil and Gazprombank to buy Enel's stake in Enel Russia
At the end of September 2022, the president Russia Vladimir Putin signed a decree on the sale of "" and To Lukoil the Gazprombank fund "-Fresia" of Enel's stake in the company. " Enel Russia More. here
Increase in the authorized capital by 50 billion rubles to 246.85 billion rubles
In August 2022, Gazprombank made changes to the authorized capital, increasing it by 50 billion rubles, to 246.85 billion rubles. (+ 20.3%), follows from the data on the Central Bank website.
The government will capitalize the bank for 50 billion rubles from the NWF
The government decided to capitalize Gazprombank on 50 billion rubles from the National Welfare Fund (NWF), decisions on support from the fund were also made in relation to Aeroflot, Russian Railways and Dom, said Russian Finance Minister Anton Siluanov.
US imposes sanctions on bank
On February 24, 2022, after the start Russia of the demilitarization operation Ukraine USA , sanctions were imposed on Sberbank and,,, and VTB Gazprombank. Otkritie Bank Sovcombank Novikombank
Obtaining a work permit in Uzbekistan
On January 24, 2022, it became known that Gazrombank was issued a work permit in Uzbekistan. The Central Bank of the republic accredited the representative office of the Russian bank, TASS reports with reference to the regulator's statement.
 | The representative office was created in order to establish, maintain and develop relations with state bodies, financial and credit organizations, educational and economic entities of Uzbekistan, promote the development of the bank's international business in Uzbekistan, as well as maintain initiatives and projects implemented by the bank in Uzbekistan, the Central Bank of Uzbekistan said in a statement quoted by the news agency. |  |
The decision to open a representative office in Uzbekistan was made in 2020. The supervisory board voted in favor of the motion unanimously.
By January 2022, Gazprombank has been cooperating with Uzbek companies and the government for quite some time. In particular, he has been involved in organizing the placement of Eurobonds in Uzbekistan since 2019.
The bank became a bookrunner and one of two global coordinators involved in the release of the debut Eurobonds of Uzbneftegaz. In addition, it directly finances corporate projects in Uzbekistan.
In 2021 alone, the bank entered into several loan agreements with companies operating in Uzbekistan. For example, he intends to provide $750 million to the owner of the Samarkand Chemical Plant for two projects, as well as $300 million to Uztransgaz.
In addition, the Russian bank joined a consortium that will allocate Jizzakh Petroleum $800 million for the construction of a new gas chemical complex in the Bukhara region. Gazprombank is also involved in financing the construction of a plant for the production of synthetic liquid fuel based on purified methane.[4]
2021: NPF Gazprombank invested 127 billion rubles or 11.4% of the portfolio in its deposits and securities
Non-state pension funds in 2021 invested 264 billion rubles in securities and deposits of related banks. Pension funds of citizens - more than 7% of the total portfolio of funds.
The record holder was NPFs of the Gazprombank group, which had 127 billion rubles of such investments. (11.4% of the portfolio). In particular, Gazfond for more than 80 billion rubles. owns Gazprombank shares. Gazfond Pension Savings owns Severgazbank worth 7 billion rubles. In addition, these two funds invested more than 33 billion rubles in the bonds of GPB itself. Included in the group of NPF "Diamond Autumn" placed deposits in the same bank for 1.9 billion rubles.
2020: Part of employees transferred to remote work due to coronavirus
Gazprombank transferred part of its employees to remote work in connection with the coronavirus from March 17, 2020 with full salary preservation. We are talking about more than 20 thousand people. Read more here.
2019: Intention to open 100 branches in 2020
On October 18, 2019, it became known that in 2020 Gazprombank intends to open 100 additional physical branches throughout Russia. As of October 2019, he has 400 branches in the country, thus, their number will be increased by 25%.
According to Dmitry Sauers, Deputy Chairman of the Board of Gazprombank, approximately 30% of sales of retail products of the bank are carried out through digital channels. This strategy of the bank assumes that it will focus on the development of these channels. The top manager said that since the beginning of 2019, Gazprombank has managed to increase the number of users of the mobile bank several times.
However, the desire for digitalization does not prevent the bank from deliberately increasing the number of physical branches.
| | We are also convinced that the possibility of live communication with our clients remains one of the most important components for the successful development of large banking retail, even in the context of widespread digitalization, Sauers[5]
| |
2018
At the beginning of 2019, Gazprombank continued to occupy a leading position in the Russian banking sector, retaining its place in the top three largest banks in the Russian Federation in terms of main volume indicators.
The main financial indicators of Gazprombank for 2018/as of December 31, 2018:
- Net profit amounted to 39.5 billion rubles. compared to 33.8 billion rubles. in 2017;
- Return on equity and return on assets were 6.8% and 0.6%, respectively, compared to 6.2% and 0.6% in 2017;
- Net interest margin was 2.8%, compared to 3.1% in 2017;
- Net commission income amounted to 18.4 billion rubles. compared to 15.7 billion rubles. in 2017;
- Risk value was 0.5% based on revaluation of fair value loans compared to 0.6% a year earlier;
- The ratio of operating expenses to operating income was 57.5% compared to 49.5% in 2017;
- Assets amounted to 6,532,1 billion rubles. (5,509,9 billion rubles at the beginning of 2018);
- The total loan portfolio amounted to RUB 4,239,9 billion (RUB 3,745,8 billion at the beginning of 2018);
- The share of NPL (loans overdue over 90 days or defaulted) in the total loan portfolio decreased to 2.4% compared to 2.5% at the beginning of 2018;
- The redundancy ratio at the end of 2018 was 5.0% compared to 5.3% at the beginning of 2018;
- Customer accounts amounted to RUB 2018 billion at the end of 4,813,5 compared to RUB 3,915,4 billion a year earlier, the ratio of loans to deposits as of December 31, 2018 was 88.1% compared to 95.7% at the beginning of 2018;
- The amount of own funds (Basel I) as of December 31, 2018 amounted to 676.4 billion rubles. compared to 665.6 billion rubles. at the beginning of 2018, the capital adequacy ratio at the reporting date amounted to 12.4%, capital level 1 - 10.5%.
2012: Composition of the Board of Directors and Management Board
Board of Directors:
- Alexey Borisovich Miller - Chairman of the Board of Gazprom OJSC
- Andrei Igorevich Akimov - Chairman of the Management Board of GPB (OJSC)
- Sereda Mikhail Leonidovich - Deputy Chairman of the Management Board - Chief of Staff of the Management Board of OAO Gazprom
- Shamalov Yuri Nikolaevich - President of NPF GAZFOND
- Elena Vasilyeva - Deputy Chairman of the Management Board - Chief Accountant of OAO Gazprom
- Anatoly Anatolyevich Gavrilenko - General Director of Leader CJSC
- Ilya Vladimirovich Yeliseyev - Deputy Chairman of the Management Board of GPB (OJSC)
- Sergey Sergeyevich Ivanov - Chairman of the Management Board of SOGAZ OJSC
- Krasnenkov Alexander Viktorovich - General Director of Baltic Liquefied Gas LLC
- Andrey Kruglov - Deputy Chairman of the Management Board - Head of the Financial and Economic Department of OAO Gazprom
- Kirill Seleznev - Member of the Management Board, Head of Marketing, Gas Processing and Liquid Hydrocarbons Department of OAO Gazprom
- Nikolay Yuryevich Senkevich - General Director of Gazprom-Media Holding
Management Board:
- Andrei Igorevich Akimov - Chairman of the Management Board
- Farid Maskhutovich Kanzerov - Deputy Chairman of the Management Board
- Nikolai Korenev - Deputy Chairman of the Management Board
- Svetlana Malyuseva - Deputy Chairman of the Management Board
- Alexander Muranov - Deputy Chairman of the Management Board
- Sadygov Famil Kamilovich - Deputy Chairman of the Management Board
- Oleg Vaksman - Member of the Management Board, First Vice President
- Natalya Anatolyevna Chervonenko - Member of the Management Board, First Vice President
- Ilya Vladimirovich Yeliseyev - Deputy Chairman of the Management Board
- Viktor Borisovich Korytov - Deputy Chairman of the Management Board
- Alexey Matveev - Deputy Chairman of the Management Board
- Alexey Obozintsev - Deputy Chairman of the Management Board
- Alexander Ivanovich Sobol - Deputy Chairman of the Management Board
- Valery Seregin - Member of the Management Board, First Vice President
- Schmidt Alexander Ottovich - Member of the Management Board, First Vice President
2011
Reliability rating of Russian banks (amount of financial institution assets):
- net assets as of June 2011
Notes
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