Moneza Client application

Moneza is the service of online loans allowing to receive up to 30,000 rubles with for up to 35 days with single repayment.

Moneza works completely online to leave the request and to obtain a loan. Everything that is necessary - it is the Internet and the mobile phone.

2020: Integration into Smart IDReader

On April 13, 2020 Smart Engines announced conclusion of an agreement about cooperation about what the micro credit company "Macro" (Moneza brand) entering into the international financial group TWINO. The agreement assumes integration also system implementation artificial intelligence in application Moneza for automation of input of the user data and identifications acting and appearing clients at execution of online requests for the credit.

Implementation of Smart IDReader technology in client online application of Moneza company, will provide simple, fast and safe registration procedure of users and identification of the acting clients. With implementation of Smart IDReader the company will be able quickly to verify information entered by the borrower with the data specified in his passport. The technology can be used effectively for suppression of fraudulent activity, for example, using someone else's or false documents.

At the same time an automatic inspection of the passport of existence of signs of counterfeit, on the basis of recognition of a machine-readable zone and the intellectual analysis of the areas containing protective elements is carried out.

Smart IDReader ensures safety of personal data processing and allows to minimize risk of leakage of an image of the document as in the course of recognition of the image of documents are processed completely independently in a circuit of security of MKK "Moneza" and are not transferred to manual processing to the staff of external services.

When all services which providing remains relevant even in isolation mode – financial services, insurance, medicine – pass completely into online, it is very important that this transition did not affect security of the address with user data in any way. For this reason our company designates security of user data by the highest priority. We offer our clients - financial the organizations, focused on increase in a share of automation and remote service, – the software product meeting the most strict requirements of the international regulations for the address with personal data

We are interested in that our application depended on operators and external conditions as little as possible. We completely pass into online, we save time of our clients, we do responsible process of receiving term loans fast, simple and safe. We want that our service was modern, technological, the innovation and did not concede on the level of the user comfort to the best world samples. In this development plan of the Russian scientists allow us to increase quality and convenience of our application, comments the CEO of TWINO in Russia Ashot Torosyan