The Levoberezhny bank connected the network of devices to a cloud of Zolotaya Korona

2020: Connection of network of devices to a cloud of Zolotaya Korona

Transfer of terminal infrastructure of Levoberezhny Bank under centralized operation of a cloud service "The platform of bank self-service" (Zolotaya Korona, the CFT Group) is complete. About 400 ATMs and more than 3,000 POS terminals are connected to Service for September, 2020. On September 29, 2020 the CFT company reported about it.

Service of Zolotaya Korona "Platform of bank self-service" allows to manage acquiring infrastructure, to do availability of services independent of channels of service, to considerably reduce terms of an output of products in devices. Connection of devices of Levoberezhny Bank to Platform in the SaaS mode not only increased efficiency of business processes, but also exempted leading specialists from non-core functions.

The terminal network of bank is one of the leading sales channels of financial services to physical persons and legal entities. Therefore in the project it was important not only to save all list of the provided services, but also to implement such as "Personal offers" – the instrument of remote communication of bank with the client considering it an individual profile.

Also other opportunities of remote communication for increase in cross-sellings are implemented: P2P-transfers, a possibility of display of all customer accounts and transfers between them, acceptance for payment services of cards of third-party bank, payment of services of housing and public utilities, repayment of the credits in cash-in devices and management of advertizing content. Also in self-service devices clients of bank can remove cash without use of the card. Transaction is initiated in mobile application of BL-online and is confirmed in the ATM after generation of the individual QR code.

Our clients actively use to communication with bank remote channels, including self-service devices. Make use of ATMs the most comfortable, convenient, informative for the client and at the same time effective for bank was one of priority tasks, and together with our partner we solved it, – the head of department of automation of Levoberezhny Bank Yury Kochetov told. – The Platform of Bank Self-service service to which provides the CFT Group allowed to bring network management of devices to qualitatively other level. The centralized monitoring of network, popular services, cost reduction on support and software maintenance, process optimization of management of services of bank, accounting, cash work, technical support is what we received right after implementation. We do not doubt that in the near future the project in Levoberezhny Bank will receive continuation.

The infrastructure of bank developed and meeting customer requirements and time is an indisputable competitive advantage. Thanks to implementation of Platform management of parameters of network becomes convenient, centralized and operational that, in turn, considerably increases service and reduces costs, – Victoria Smolenskaya, the director of Platform of Bank Self-service service comments. – The combined team of Levoberezhny Bank and the CFT Group implemented the project at very high professional grade, and we together with our partners are ready to move further to parts of development of functionality and improvement of client experience.

2019: Connection to SBP based on a complex of solutions of CFT

On October 9, 2019 CFT reported that the Levoberezhny bank made technology connection to the System of Fast Payments (SFP) of the Bank of Russia. Now private clients of financial institution can instantly transfer money to other persons having accounts in SBP participating banks without the commission on the phone number. The project is implemented using a complex of solutions of CFT company.

Sending payments is performed by users in internet- bank and in mobile application BL-online, implemented based on technologies RBS Faktura.ru. As the gateway to OPKTS SBP cloud the Platform "Zolotaya Korona" is used (TPP for participants of SBP certified NATIONAL PAYMENT CARD SYSTEM). Payment processing, their "landing", the liquidity management are executed in to a system CFT Bank, the used financial institution as the main CORE BANKING SYSTEM.

For the banks working with products and services of CFT, connection to SBP is already standardized, is successfully replicated and technology such project is implemented within three-four weeks. Our cloud platform for connection of banks to SBP is the flexible technology removing for banks a number of questions of both technology, and financial character, inherent for a stage of implementation, debugging of a system, accumulation of its functionality in the future. Banks implement fast connection to SBP and minimize the costs for the project. Besides, our partners get the centralized support and timely changes in the SBP standards, speaks Victoria Smolenskaya, the director of service "Platform of Bank Self-service", "Zolotaya Korona"

The Levoberezhny bank joined the System of fast payments of the Bank of Russia in the terms set by the regulator, and we are going to develop actively technologies of cashless payments and instant translations through mobile banking. Our partner – CFT, provided us the solution of all technology aspects connected with connection of bank to SBP and service of transactions within this system. We received the ready-made solution, including a user-friendly client interface – in our case this mobile application for BL-online individuals implemented on the Faktura.ru platform. In the long term service of instant translations will extend scenarios of payments, categories of clients – c2b, b2b, etc. We aim to provide convenient services for our clients and are interested in improvement of quality of payment services in general. We expect that the service of fast payments in the phone number will be popular, will allow to make financial services even more available to the population, notes Pavel Trubachyov, the development director of banking technologies of Levoberezhny Bank