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Project

Decision making system implementation about issuance of credit for IBRD

Customers: MTS Bank

Moscow; Financial Services, Investments and Auditing

Product: Deductor

Project date: 2011/01  - 2011/06

The BaseGroup Labs company completed the important project on development of key system modules of decision making on issue of consumer loans, credit cards, the express of the credits. The project was executed together with JSB Moscow Bank for Reconstruction and Development. Project implementation was preceded by considerable work of specialists of Bank at the choice of the platform answering to all business to requests for implementation of a core of analytic functions and study of system architecture of decision-making. At the moment the project is successfully complete, and here that its key participants speak about it.

Daniil Tkach, head of department of credit risks of retail business of IBRD: "As the customer I will note core business that project implementation allowed bank to build the decision making system when implementing retail credit products meeting all modern requirements: high speed of decision making, scalability of a system on the large volume of incoming requisitions, a possibility of operational making changes in a system. Implementation of this system allowed to reduce repeatedly the volume of manual work in decision making processes. The product BaseGroup Labs is already successfully used in such large-scale retail projects as the joint project with retail network MTS where target consumer lending and sale of credit cards is implemented. The BaseGroup company is our reliable partner, and we use software products of the Deductor family in the activity daily. Now we develop our cooperation and we start a number of new joint projects on development of the existing decision making system or as now it is fashionable to tell it, "credit factory".
Alexey Fedorishchev, the project director from BaseGroup Labs: "The project was a part large business of the project of Bank on sales promotion in network of outlets of MTS. We worked on the part of the project, perfectly understanding a measure of responsibility to the Customer. The command worked with a whole, and it allowed us to create analytical infrastructure for one product and to put a backlog on further development within bank in general. Together with the customer we surely look forward and together we develop functionality and scalability of the received solution to provide growth of the loan portfolio of Bank".