| Customers: TRUST National bank Product: SmartDecision Project date: 2011/11
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The TRUST bank purchased the system of the automated processing of credit requests of SmartDecision from bureau of credit histories "Equifax Credit Services". A main objective of use of this product – process automation of decision making about crediting for the fastest issue of the mass retail credits, using technology" pricing taking into account risks" (risk-based pricing).
"We selected the solution of Equifax because we already have a successful experience of cooperation with this bureau of credit histories. The software solution proposed by the company proved from the best side and, according to us, is optimal in terms of business processes of bank", – the board member of TRUST bank Grigory Vartsibasov says.
The software package SmartDecision is a reference platform for creation on its basis of processes and rules of decision-making on the credits. The product has the rich functionality intended both for implementation of mathematical models, and for solving of tasks of business logic. A system consists of three separate modules which can work separately and together.
"In return we are sure that use of the software package SmartDecision will help TRUST bank to implement quickly new credit products and even more to increase quality of the loan portfolio, – the CEO of Equifax Credit Services Lagutkin Oleg comments".
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