myGEMINI Money

General idea

my|GEMINI Money is solutions of accounting of personal finance.

Scope of this system, basic functionality - structurization of income and expenses of the individual.

Figure 1. An example of the system of accounting of personal finance which is built in Internet bank.

my|Money – the personal financial manager who can be built in mobile and Internet channels. This solution is integrated also with other systems of bank, obtains information on card transactions. Of course, transactions with the bank card do not limit the world of payments of any individual at all: it has cash, e-wallets, cards of other banks. And here several solutions – from manual accounting by the client of assets and liabilities on other financial instruments (to cash "virtual accounts", cards, accounts, deposits and the credits in other banks, to accounts on electronic payment systems, etc., including creation of an asset/liability and creation of each transaction changing balance of the corresponding tool) before import and export transactions for automation of this accounting – as via files of exchange, and directly via the program interface of integration of systems which is gradually appearing both in not banking organizations, and in banks of some countries are possible.

my|GEMINI Money is the convenient tool for management of personal finance allowing clients of bank to obtain detailed information on cash flow on their accounts and about their total amount. Banks mozhnut to help the clients to plan their personal finance, to save, invest and to correctly use credit and other products of bank.

Possibilities of my|GEMINI Money for clients of bank

• kategorizovat, plan and monitor financial transactions,
• plan cash flows,
• set the personal purposes of accumulation or repayment and to control them,
• set the personal budget and control its accomplishment according to the chosen criteria,
• compare expenses and/or income about the reference customer group on the chosen areas
• keep track of structure of cumulative property of the client and its change during the time frame.

This solution provides to banks valuable information on a customer behavior thanks to what you can learn more about them and carry out the corresponding setup of the services and products offered them. The expanded analysis of actions of clients allowing to support them in the solution the most important financial issues will become competitive advantage, increasing thereby cross-sellings of bank.