idbank-SMEV. The uniform information gateway of bank for exchange with state bodies

"iD Bank SIEI" - the solution on workflow automation with Federal bodies of Russia based on ready technology.

"iD Bank - SIEI" – the uniform universal gateway of bank. DBMS, the application server, a set of applied modules and jobs of operators which allow to provide document flow with those state bodies which opened the services for exchange in electronic form through SIEI is composition.

Variety of document types

Exchange of various document types is available:

• A set of documents for the organization of payment acceptance in budget bodies (GIS GMP/UNIFO). Operator of service Federal Treasury;
• Requests/answers about existence in Bank of accounts and money on accounts of debtors. Operator of Federal Bailiff Service (FSSP of Russia);
• Resolutions on imposing/removal of arrest on money on accounts of the debtor. * Operator of FSSP of Russia service;
• Requests for the course of enforcement proceedings on which the bank is an execution creditor. Operator of FSSP of Russia service;
• Data on validity of the identity document of the applicant. Operator of Federal Migration Service (FMS of Russia);
• Data on reality of registration of the applicant at the place of residence or the place of stay. Operator of FMS of Russia service;
• The statement from the Unified State Register of Rights on real estate and transactions with it. Operator of Rosreestr service;
• Certificates of incorporation, Unified State Register of Individual Entrepreneurs, address data. The operator of services - the Federal Tax Service (FTS).
• Other services for exchange of documents which will be open for electronic document management between credit institutions and federal executive authorities.

Cost reduction

"iD Bank - SIEI" significantly cuts down expenses on the activity accompanying the operating room to increase efficiency of quality check of clients and to seriously improve management of arrears. Besides the bank will be able to give to the clients an opportunity to pay penalties, duties, taxes and other payments in budget bodies (and in an effect and in the bodies submitting to municipal entities – kindergartens, schools, etc.).

Interaction with the state and municipal bodies in electronic form will allow to expand a range of services and to enter new interactions both in divisions of bank, and in the client relations. For example:

• Payment acceptance in the budget. Taxes, penalties, duties. Later and charges from the organizations of the budget sphere at the levels, below federal
• Electronic document management with FSSP of Russia. Decrease in non-operating costs on processing of paper documents. Document handling centralization, high-quality control of arrears
• Check of the expected clients according to data on validity of documents proving the identity
• Check of the clients making large deals. Data on validity of documents (BARRELS) proving the identity, reality of registration in the place of residence/stay
• Organization of remote opening of additional accounts of YUL and SP. Providing statements from the Unified State Register of Individual Entrepreneurs, the USRLE, address data + data on reality of DUL of the top officials
• Acceleration of work on loan granting. The accelerated check of mortgage property – the statement and the reference from EGRP
• When opening additional services by other federal executive authorities - additional opportunities for business.

For banks

"iD Bank - SIEI" has different options of implementation and use in Bank that influences the cost of licenses and cost of works which will allow to interact to the accounting systems of bank with automated systems of federal bodies in real time.

At implementation "iD Bank - SIEI" is possible use of virtual servers at total absence of purchase costs of additional licenses for database management systems as a product DBMS certified by FSTEC of Russia on the high class of security necessary for a personal data storage is included. It, unlike offers of the competing companies, can save from $20 thousand to $60 thousand for acquisition of system software products.

Use of the product "iD Bank-SIEI" with guarantee will provide the continuity of interaction of Bank with all federal bodies which provide the services for exchange of documents with banks (this Federal Treasury, Rosreestr, FTS, FMS and FSSP of Russia for today).

Advantages

• "iD Bank - SIEI" will allow to cut down expenses of operational divisions, to improve management of arrears and also to accept payments for benefit of state bodies and budget organizations.

• "iD Bank - SIEI" isolates information environment of bank from variability of formats and complexity of the organization of interaction with state bodies.

• "iD Bank - SIEI" is integrated with banking systems using clear Web services with the required level of compliance to own formats of state bodies