ELMA Loan System (before ELMA: Credit pipeline)

On February 28, 2013 the certified partner of ELMA, Agile Technologies company announced a release of the new version of the ELMA Loan System system (before "ELMA: The credit pipeline") — industry solution for commercial banks on crediting process automation. The new version of a system is implemented on the ELMA BPM Suite platform which allows to organize process management in the company on the basis of metrics and indicators, the performed processes and to connect together metrics of processes, the strategy of the company and motivation of personnel.

In the ELMA Loan System system a number of especially important and interesting new features and improvements was prepared:

• An opportunity for work with different types of the credits: car loans, consumer lending, credit cards, mortgage, etc.;
• Providing a flexible configuration of document flow within a separate credit product or a portfolio;
• Fast integration with external information systems (the core banking system, card processing, scoring, external credit bureau, etc.);
• Flexible tools of the reporting;
• Variability of credit products which can be set on all branch network of bank or in all sales points of credit products.

Separately It should be noted a possibility of coordination of strategy of Bank with real fill rates of strategic objectives. Such opportunity appeared thanks to the customized system of strategic indicators capable to load data on processes in regime of Real-time. Now Banks can quickly be operated customer service quality, lower costs for operating expenses due to optimization of credit processes, accelerate an output to the market new credit products.