The B&N Bank and Experian implemented "hunter" for fight against swindlers

The B&N BANK implemented Hunter – the solution on fight against fraud developed by Experian company. The solution of Hunter of Experian implemented by Bank will allow not only to reduce fraudulent risks, but also at the same time to accelerate processing of the request, and, therefore, to reduce choice reaction time about issuance of credit to respectable borrowers. So for example decision-making on the credit card takes only 60 seconds.

The feature of implementation of Hunter in B&N BANK is that this boxed solution, the first in the Russian market, on counteraction to fraud. The so-called box version of the solution Hunter is the preprepared solution with a ready set of products and rules. The solution was created for the purpose of acceleration, simplification and reduction in cost of process of implementing solution. In terms of functionality, the boxed solution is a full solution Hunter. The solution is implemented less than in 3 months that for banking products extremely a deadline. In a solution delivery package vlyuchen an expert rule set for three most raspostranenny products: credit cards, consumer loans and car loans. Rules for risk identification of fraud were created on the basis of experience of implementations and operation of the solution in Russia by the leading credit institutions.

"Risk management and providing the high level of security at issuance of credits for us now task No. 1. The bank developed the development strategy which is based on rapid growth of the loan portfolio. The solution of such global task means especially close attention to quality of borrowers and an exception of a possibility of any fraudulent schemes. Implemented by Hunter Bank reveals requests for the credit in which information causes suspicions of fraud attempt. Hunter specifies to employees of the bank for specific doubtful point in the statement of the borrower so the employee has an opportunity to make the competent decision – to correct an intermittent error and not to lose the client, or to stop real attempt of fraud. The choice of Hunter was based on positive operating experience in B&N BANK of such products of Experian company as NBSM, Transact SM and Collect SM," - the Director of information technology and to innovations of B&N BANK of Queens Denis notes.