Customers: Investtrastbank - ITB Bank Financial services, investments and audit Product: 3-D Secure (3D-Secure)Project date: 2014/02
|
ITB BANK implemented technology 3-D Secure which will provide to clients of bank the new security level of transactions with bank cards of Visa and MasterCard on the Internet. 3-D Secure will allow to create to clients of Bank "dynamic passwords" — one-time passwords which a system generates every time at the address of the user to her, for example, when shopping online.
Clients of bank can use one-time passwords for performing transactions in online space, whether it be payment of purchase in online store, acquisition of the ticket on the website of airline or any other payments on the Internet. The one-time password every time will come in the form of the Sms to the mobile phone of the card holder of ITB BANK.
It is possible to be connected to technology 3-D Secure in any ATM of ITB BANK. For this purpose it is necessary to select the "Connect the Password for Payment on the Internet" button from the section of Service and to enter mobile phone number of the holder of the bank card to which the SMS password for confirmation of the transactions made through the Internet will come. In the near future the connectivity to service will be implemented also in a personal account of Internet bank for individuals of "Zaplati-Online".
3-D Secure – one of the latest relevant security technologies of transactions with bank cards on the Internet. It is the protocol of processing of Internet transactions created for the purpose of ensuring the maximum protection of the Internet payments executed using credit or debit cards. 3-D Secure allow to identify the owner and to secure personal data and financial savings of credit card holders during commission of different payment transactions on the Internet online.
In development of this technology active part was taken by international payment systems of Visa and MasterCard for improvement of quality of the transactions performed in real time.