The system of decision-making FICO Capstone Decision Accelerator is installed in Baltinvestbank

Experts of Neoflex installed the system of decision-making FICO Capstone Decision Accelerator, together with employees BALTINVESTBANKA performed tuning and also provided personnel training of bank to skills of work with a system

As a software platform the FICO Capstone Decision Accelerator system which is widely used by banks of the whole world, and for the last few years well proved and in the Russian market was selected. The key requirement to a system was decision-making speed: all business process of consideration of the request for a car loan had to take no more than one hour.

Specialists of Neoflex company were involved to installation of a system and primary setup of strategy of decision-making. One of necessary conditions of an implementation project of the FICO CDA system was training of employees of the bank in work with the software. After completion of implementation of a front office system in summer of 2014 the bank independently corrected strategy for car loans taking into account new parameters of a product and conditions of risk policy. The staff of Neoflex company helped to execute integration of FICO CDA into the updated landscape of bank and also supported start of the complete solution on issue of the express credits for new and used cars in commercial operation.

Natalya Pozdeeva, vice chairman of the board BALTINVESTBANKA: "When choosing the partner in implementation we were guided by presence at Neoflex of deep examination in the field of implementation of decision making systems. Consultants of Neoflex conducted a training course of employees and developed basic credit strategy on car loans. After completion of implementation of a front office system employees of the bank could not finish independently the strategy of decision-making according to the relevant risk policy of bank".

Anton Lazebny, head of the Risk management business direction of Neoflex company: "The project in BALTINVESTBANKE is interesting, first of all, the fact that the bank needed to learn from the very beginning of use systems independently to customize and finish strategy to minimize time of making changes in the future. Therefore the simple, but effective tool on setup of strategy of adoption of the credit solution – FICO CDA was selected. Thanks to harmonious work of a command from bank, users of a system manage to adapt in the shortest possible time credit strategy to market conditions".