Financial Terra (Prostodengi)
Began the activity in 2010 and during operating time issued loans more than 1 billion rubles. A main product – "Loans to salary" - up to 15,000 rubles for up to 30 days. Since 2014 the organization provides mortgage loans to 1 million rubles for up to 3 years. As of July 1, 2014 the portfolio of microloans of the company makes more than 250 million rubles. The organization is provided in 7 regions of the country: The Kemerovo region, the Novosibirsk region, Krasnoyarsk Krai, the Republic of Khakassia, Altai Republic, Altai Krai, the Tomsk region, performs the activity more than in 60 cities of Russia and locates 115 departments. The number of employees of the company is about 380 people. According to RAEX PROSTODENGI LLC is included into ten the largest commercial IFIs of Russia by the size of a portfolio of microloans according to the results of the I half-year 2014.
Performance Indicators
2014
PROSTODENGI LLC performing activity under the Finterra trademark according to the results of work in 2014 issued more than 130 thousand loans exceeding 596 million rubles.
For 2014 the total amount of the issued loans exceeds a similar indicator for 2013 almost for 10%, then it made 121 thousand loans for the total amount of 550 million rubles. If to watch dynamics in comparison with 2012 (172 million rubles), then this indicator increased by 3.5 times.
In August, 2014 Finterr overcame a boundary on issue of loans of 1 billion rubles. So, according to the results of 4 years of work it is issued loans of 1 billion 185 million rubles.
The portfolio of microloans of the company for the end of 2014 made 270 million rubles that exceeds a similar indicator of 2013 for 73% (155 million rubles).
Steady development of microfinance institution is shown also by indicators of the company on tax deductions in budgets of all levels. In 2014 they increased in comparison with an indicator for 2013 (9.5 million rubles) by 3.5 times and made 33.3 million rubles.
In 2015 Finterr plans further growth on key indicators of work. So, the total amount of the issued means in the current year should be 1 billion rubles, thus having increased quantity of the approved loans to 186 thousand. Growth of indicators should be 70 and 40%, respectively. Besides, at the end of 2015 IFI is going to grow on the volume of a portfolio of microloans for 22% in comparison with 2014, thus having reached 330 million rubles.