Solid Bank started the credit Teledok platform based on Kontur.Diadok service

Solid Bank organized at the beginning of 2015 the credit Teledok platform which specializes in remote rendering financial services which main share is made by issue of the bank guarantee. Interaction of Teledok with clients happens to the help of legally significant electronic document management (e-document flow).

As a technology platform of Teledok the Kontur.Diadok service from SKB Kontur was selected. In the project progress the command of "Diadoc" adapted the product for functional requirements for remote operational execution and release of the electronic bank guarantee, without visit by clients of office of bank. The branded Teledok web service became result.

According to representatives "Solid of Bank", service allows to receive service quickly and without leaving a workplace. In a year in Teledoka more than 5 thousand clients were registered, 1,617 bank guarantees for the amount over 1.05 billion rubles are issued.

"Fast remote obtaining the bank guarantee — relevant and popular service, especially for representatives of small and medium business. For them the state order — one of the main sources of income allowing to attract investments and to develop. But according to federal laws No. 44-FZ and No. 223-FZ providing the public contract requires the bank guarantee of bank from the list of the Ministry of Finance — Ilya Pelevin, the head of service of the business analysis Teledok explained. — To entrepreneurs limited time for search of bank from the register and execution of the bank guarantee in it is allowed. Often they just are not in time, and it is an essential barrier to obtaining state orders".

So that to be in time in the necessary terms, the companies from remote regions of Russia often should address to local banks even if their conditions lose to averages on the market. They can resort to services of the banks which are closer to the federal center, but at the same time their travel costs and risks increase. It is possible that at verification of documents in bank any errors which will not allow to issue the bank guarantee will be revealed.

"Using Teledok business received a procedure for granting of legally significant documents for obtaining the bank guarantee that finally leads to signing of government contracts, so — to development" — emphasized in SKB Kontur.

For work in Teledoka clients just are registered on the website bg.teledoc.ru. After that they can send legally significant electronic documents from the personal account in a system for check by specialists "Solid of Bank".

"The Teledok project filled up the experience of creation of the branded subsystems which is already available for us based on 'Diadoc' under needs of the specific companies — Pavel Koptelov, the head of the industry direction of SKB Kontur noted. — Now Teledok is an independent product, with the clients, own technical support and the regulations. At the same time data transmission, their storage and security as the operator of e-document flow provides SKB Kontur".