Technoserv: Analysis system of facsimiles (SAFI)

The analysis system of facsimiles (SAFI) - a system is intended for biometric identification according to the facsimile and the scan of the document containing the photo of the client of bank for identification of attempts of fraud when receiving the credit.

At the heart of a system biometric platform of Kaskad-Poisk company.

Advantages

A system assists in recognition:

• cases of use by swindlers of documents of fair clients even if the swindler tries to obtain the credit in bank according to someone else's documents the first time (Sberbank has unique base of photos of clients and scans of their documents)

• cases of recurrent fraud (the swindler applied for the loan with use more than one set of documents) even if these fraudulent addresses happen in one day (the base of metric templates for comparison is updated online in process of submission of new requests)

• attempts of the employee of the bank to attach the old photo of the client or the old scan documents to the new request of the client (for example, monthly or annual prescription). Effectively attempts of a bypass of check using graphics editors come to light.

• errors when filling the questionnaire (the Full Name, date of birth and. etc.) or deliberate attempts of the employee of the bank to distort personal data of the client (in order that credit history or the negative information from other systems was not picked up)

• errors of repeated attachment of photos and documents to the request (when the same photo, for example, is attached to requests of different clients).

The recommendations of vendor to implementation

• Implementation of systems of this kind demands high degree of readiness, both from information systems of the organization, and from business processes.

• Effective work of AS is impossible without interaction of specialists in risk management, IT, underwriters and a security service.

• Successful implementation of difficult technologies is impossible without existence on the party of the customer of the corresponding competences. In this case - in the field of technologies of machine vision.

• The biometric solutions used for security (on transport, power services), need serious completion before their implementation in bank. Ready-made solutions such for banks are absent now.

• In certain cases technologies of machine vision - the only thing that is capable to stop the swindler. For example, if the swindler uses the counterfeit passport of publication quality and took control of personal data of the reliable client.