Double Underwriting & Verification

Double Underwriting & Verification is the software for decrease in the default rate level, frauds, cost values, labor costs and time for verification of the identity of the borrower.

The solution helps

• guaranteed far off to confirm the borrower's personality;

• to automatically confirm employment, income and phone numbers of the borrower from open sources;

• obtain about the borrower it is more than information at a stage of issuance of credit.

The solution provides implementation on the next stages of process of approval of requests for the credit:

• in the CRM front office or within the Internet request for cutting off of fraudulent requests at an early stage;

• within automatic systems of approval for automation of data validation of the questionnaire and increase in percent of requests of the verifiers which underwent verification without expansion of the state;

• in the form of the web interface for use in conventional manual process of underwriting and verification for improvement of its quality and sensitivity.

Allows to find the solution:

• accounts of the borrower in social networks;
• phone numbers;
• e-mail;
• work locations and positions;
• the higher education;
• schools;
• assessment of salary/remuneration;
• personal photos;
• marital status;
• presence of children;
• relatives, colleagues, schoolmates, fellow students;
• cities/regions of presence of the person;
• phones of the close third parties and set of other information.