Customers: Kuznetskbusinessbank Novokuznetsk (Kemerovo region); Financial services, investments and audit Contractors: Zolotaya Korona Product: Zolotaya Korona: Electronic travel cardНа базе: Golden Crown - Remittances Second product: Faktura.ru Project date: 2015/03 - 2015/09
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The Zolotaya Korona payment system broadened by the fall of 2015 the territory of system implementation "The electronic travel card". Since September 5, 2015 in public transport of Novokuznetsk for journey it is possible to be calculated with the help of the transport card. Novokuznetsk joined regions of Russia where electronic travel cards on technology Zolotaya Korona successfully use.
The Zolotaya Korona payment system having large-scale experience in the field of automation of city passenger traffic together with JSC AB Kuznetskbusinessbank offers residents of Novokuznetsk Transport card service – the all-civil travel card.
At the first stage the project is started on commercial transport. On start of the project the transport card is distributed for free on condition of replenishment for the amount in the amount of 100 rubles. Further the card will have additional value at acquisition. It is possible to fill up the card, to learn a remaining balance on the card in bank departments, in devices of self-service and ATMs of Kuznetskbusinessbank. The possibility of replenishment and via the website Faktura.ru is available to clients of bank. Holders of transport cards can control a remaining balance on the card and browse history of the trips on the website www.t-karta.ru.
Within the project the innovative technology "ETK-online" which allows to fill up transport cards instantly is implemented. For replenishment it is enough to enter 8 digits of the transport card in ATMs or devices of self-service of JSC AB Kuznetskbusinessbank, through Faktura.ru from the bank account, or at offices of bank, having told number to the operator-cashier. Further replenishment of cards will be implemented through the application for mobile devices and via the website – from the account of the bank card of international payment systems.
Powerful plus of cashless payment of journey is the discount for journey in the amount of 2 rubles provided by carriers. Instead of tariff 17 rubles traveling with the map will cost 15 rubles. Thus, using an automated system of payment of journey, passengers will be able to save the family budget on trips in transport.
Use of the electronic travel card gives also other advantages. The transport card, unlike the paper travel card, does not need to be bought every month – to purchase the card once enough and to fill up in process of a funds expenditure. At payment of journey the cost of the set route rate taking into account the provided discount is charged from the card. Besides, cards allow to plan the "transport budget": the transport card it is possible to fill up and be sure that journey will be paid irrespective of how many cash remained in a purse.
As practice shows, the automated system of accounting and payment of journey is convenient to both passengers, and carriers. The passenger saves on the transportation costs, he does not need to prepare a trifle on the drive or to wait for delivery from the conductor. Transport enterprises obtain reliable information about a passenger traffic and load of transport that positively affects quality of transportations. Thanks to system implementation of cashless payment the transparency of financial flows in the transport industry will increase. The technology of cashless payment of journey will have a positive impact on quality of transportations in city transport of Novokuznetsk and will help passengers to use public transport with great comfort.