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Project

What scoring uses Leto Bank

Customers: Post Bank (before Leto Bank)

Product: Experimental design bureau: Scoring of Bureau

Project date: 2015/03  - 2015/07

On September 24, 2015 the Joint Credit Bureau company announced connection of generation by Leto Bank of the Scoring of Bureau III service.

Project Results

When calculating Scoring of Bureau data from 184 million credit stories on 60 million borrowers who are stored in base of bureau are used. The share of informative answers (hit reyt) at requests in experimental design bureau makes 95% that guarantees high degree of quality of the scoring card of experimental design bureau.

Advertizing of bank, 2015

Summer the Bank" uses Scoring of Bureau for decision making on all credit products in parallel with own scoring.

""Use of scoring of experimental design bureau allows bank to estimate more precisely the potential borrower on the basis of the third-party model prepared by qualified specialists and as a result to reduce credit risks, – Olga Stepanova, the credit director noted Summer of Bank. - Before implementation of service we carried out retrotesting which showed its efficiency and confirmed need of its implementation in process of crediting of bank".
"Leto Bank takes the leading positions on consumer credit market in the territory of the country today, - Nikolay Myasnikov, the deputy CEO of experimental design bureau said. - Cooperation of bank and bureau is strategically important. It will allow not only to increase effective management of the loan portfolio of the bank, but also will give the chance to borrowers to get quick access to borrowing facilities on more advantageous and flexible conditions".