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Project

KS Bank began issue of bank cards of NSCP "WORLD" with the Russian chip

Customers: Credit and Insurance Bank (KS Bank)

Saransk; Financial services, investments and auditing

Product: Mikron Integrated microcircuits of MIK

Project date: 2015/03  - 2016/02

In the spring of 2016 the Russian producer of smart cards of Sitronics Smart Technologies LLC (enters into the Mikron Group) began the mass bank card issue of NSCP "WORLD" for Joint-stock Commercial Credit and Insurance Bank "KS BANK" on the domestic microcontroller developed and manufactured by JSC NIIME i Mikron - the Russian producer of integrated microcircuits and RFID products (enters into industry holding JSC RTI as a part of AFK "Sistema"). KS BANK began issue of bank cards of NSCP "WORLD" with the Russian chip to the clients.

The microcontroller was developed and made by JSC NIIME i Mikron based on the card MIKPay platform in 2015 for the MIK51SC72D banking applications. The chip with an amount of memory of EEPROM of 72 KB corresponds to international quality standards, has dual (contact and contactless) the interface and works on the operating system created by specialists of Micron. For providing the high level of security and safety of data the chip supports the encryption algorithms DES, 3DES, 1984Bit, by RSA. The microprocessor has resistance to climatic and electric influences, the guaranteed storage life of information up to 10 years or 100,000 cycles of rewriting that considerably exceeds the validity period of bank cards set by international standards of security. The microcontroller successfully passed tests for functionality in JSC National Payment Card System (NPCS) and was certified in EMVCo on use in international payment systems.

KS BANK began with the first of the Russian banks issue of bank cards of NSCP "WORLD" based on the domestic bank microcontroller. After successful testing of pilot lot, KS BANK together with Sitronics Smart Technologies LLC is going to issue more than 300,000 bank cards. Bank cards are made within the uniform protected perimeter certified on compliance to standards of security of Visa and MasterCard. The quality and safety of production are confirmed by regular success audits of international payment systems.