The Tochka Internet bank is integrated with " circuit.focus"

The Internet bank for entrepreneurs Point (enters into FG "Opening") suggested the clients to check partners before each monetary transaction. In the online mode the Svetofor service based on " circuit.focus " signals about receivers who deserve special attention.

On a TIN of the partner service addresses for data on the partner in " circuit.focus ". The entrepreneur sees the last data on bankruptcies, arbitration cases, enforcement proceedings and other important facts on partners. In time the received information about the partner allows to correct to users of bank service the actions and, thus, to reduce risks of "bad" debts, tax misunderstanding and it is just best of all to know the partners, considers in the company.

"The IT market offers more and more web services which banks can include in a packet of additional service — Lyubov Luchsheva, the operating officer of bank for entrepreneurs Point noted. — The they will be better to solve problems of clients, the it is simpler to monetize them therefore to the forefront there is a question of the choice. In most cases from the idea of integration to its embodiment passes on average year, so, the quantity of options which the bank will be able to try is strongly limited. We went some other way: attracting a minimum of resources, configured service of check of partners in one and a half months".

According to the project manager from outside of " circuit.focus " of Olga Stadniychuk, integration speed always depends on bank. "At the first meetings with the IT companies banks show enthusiasm, they want to look hi-tech and modern in the opinion of the clients and companions on workshop. But when it comes to implementation, it becomes clear that business processes in banks are too fundamental and conservative for experiments — she told. — With Point" everything went according to the express scenario: from the first meeting before making decision on cooperation there passed 2 weeks. We discussed wishes in the conference call mode, made changes and signed the agreement. Implementation, testing and setup of billing by forces of one programmer took about a month".