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Project

Smart SMS for clients of VTB 24 analyzes bank card transactions

Customers: VTB 24

Moscow; Financial services, investments and audit



Project date: 2015/07  - 2016/09

The mobile application of VTB 24 Smart SMS started at the beginning of 2016 together with MFMSolutions company appeared in App Store and Google Play. Service is available to the clients connected to service of the SMS notification and now also iOS of the version from 8.0 works on version Android devices from 4.0.

Before full-scale start the application underwent beta testing in which about 2 thousand clients of bank took part. In open access service appeared taking into account focus group wishes.

The Smart SMS application analyzes all bank card transactions of VTB 24, automatically categorizes them, and then provides evident statistics on expenses - in a report type and diagrams. You can look how many and what spent in current month for, to compare with the last months, to look at the general report.

Service will inform you on all transactions made according to the card. At the same time instead of usual sms push-notifications in the form of evident checks will come to phone. Owners of the Apple Watch smartwatch will be able to see all information on transactions directly on the screen of hours.

"What is important - you can also keep account of expenditure which were made in cash. At implementation of purchase it is enough to click on "purse" on "-", to enter the amount and to select category on which there took place transaction. So it will get to accounting of your expenses, - the head of department of remote banking of VTB 24 Elena Degteva comments. - Also your "purse" will be automatically replenished at cash withdrawal in the ATM for the corresponding amount. Therefore all your expenditure - both non-cash, and cash - will be considered in expenses".

For full use of the new application it is necessary to connect a SMS package of Card or "Cards +"; connect phone to the mobile Internet or Wi-Fi; find the application in App Store or Play Market on a key word VTB 24 or Smart SMS; install the application on phone; at registration it is necessary to specify number connected to service of the SMS notification.