| Developers: | Mobile TeleSystems (MTS), MTS Bank |
| Date of the premiere of the system: | 14.07.2017 |
| Branches: | Financial services, investments and audit |
On July 14, 2017 MTS-Bank together with MTS started online crediting with an opportunity to purchase goods on credit without overpayment in MTS online store.
Within service clients can submit the credit application on the website shop.mts.ru and receive the online solution of "MTS Bank" within several minutes. For execution of the credit request it is necessary to select the necessary goods from MTS online store about virtual the "Buy on Credit" button, to issue the order and to fill out the questionnaire with passport data which goes to MTS-Bank. Having the request for the credit approved by bank, the client can go to MTS salon to take away the purchase.
The exact size of monthly payment on the credit will be automatically calculated and specified in MTS online store taking into account initial contribution, a loan term and voluntary services of insurance. Not only subscribers of MTS or clients of "MTS Bank", but also everyone can use service.
"We started online crediting for individuals. It is the new channel of crediting for "MTS Bank". Now anyone will be able to receive almost in real time the solution on the credit of bank for goods in MTS. Bank online store is going to increase credit turnover in the online channel to 10% of the total amount of issues in retail network MTS" — the vice chairman of the board, the head of the retail block of "MTS Bank" Eduard Issopov told.
"Purchases through MTS online store become more and more popular: in a year the number of perfect transactions increased by 11%, at the same time the most fast-growing type of goods — smartphones is more expensive than 40 thousand rubles. We considered this dynamics and improved service of loan granting without overpayment which was available only at the appeal to retail salons MTS earlier. Now clients do not need to spend time for execution of the request for the credit, thereby postponing the long-awaited moment of receiving purchase. We are sure that the offer as will promote growth of the average check in online store, and will attract new audience in offline retail of MTS" — the vice president for sales and service of MTS Kirill Dmitriyev commented on service start.
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