| The name of the base system (platform): | Tarantool |
| Developers: | Mail.ru Group |
| Date of the premiere of the system: | 2018/04/25 |
| Branches: | Internet services, Financial services, investments and audit |
| Technology: | Systems of remote banking |
The platform of non-cash money transfers for Mastercard is implemented based on DBMS and server applications Tarantool and cloud infrastructure Mail.Ru Cloud Solutions.
The solution provides a possibility of commission of money transfers on cards by different identifiers:
- to mobile phone number,
- to e-mail,
- to accounts in social networks VKontakte and Odnoklassniki.
2018: Launching
On April 25, 2018 Mail.Ru Group announced development of the platform of money transfers for an international payment system Mastercard. Service is completely implemented on DBMS and server applications Tarantool and cloud infrastructure Mail.Ru Cloud Solutions.
In partnership with Mastercard and by their order the Tarantool command created the innovation platform capable to operate in real time with a large number in parallel of the performed transactions for bank services. The platform allows to communicate safely bilaterally about bank cards and identifiers of users in the form of mobile phone number, e-mail or the account in social networks. Besides, the outer jacket of the platform and API on which any MasterCard bank client will be able to be connected to service was created.
Technical solution is horizontally scalable. The architecture of Tarantool allows to develop quickly transaction services as the database and the application server are located in a uniform address space. Service is performed in safe cloud infrastructure of Mail.Ru Cloud Solutions. The project can quickly extend and be supplemented according to the customer's tasks.
According to Mail.Ru Group, based on the platform banks can implement for the clients — holders of cards — services of non-cash transfers for mobile phone number, e-mail or the account in social networks Odnoklassniki and VKontakte. After connection of bank to the platform to the user will be to visit the website or in mobile application of bank enough and to make a transfer in several clicks. At the same time it is not obligatory to know the card number of the receiver.
The first to the platform of non-cash transfers connected Raiffeisenbank — on the website of bank an opportunity to do transfers to cards of the Russian banks by the phone number of the receiver of means and also to get by number of the phone the translations from holders of cards of other Russian banks is available to holders of its cards.
At transfer to the phone number to the receiver the SMS with reference to the MasterCard portal where the user can specify the card on which the amount will be transferred will come. Receivers of transfers will also have an opportunity to be registered on the MasterCard portal and to link the cards. As well as on social networks, receivers will be able to configure automatic transfer of the subsequent transfers to the card.
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