QBIS.Reporting

QBIS.Reporting is the automated system of the reporting working according to the Russian and international standards.

The software product from large-scale integrated circuit company is adapted to the Russian standards of accounting and equally effectively works as in small commercial banks, and credit institutions with the developed branch network, allowing to receive the summary reporting under bank in general or on separate branches.

QBIS.Reporting includes more than 80 report forms of the Central Bank. The system of preparation of the reporting contains mechanisms of unloading of data in different formats in external systems, including in software packages of the Bank of Russia: CLICQUOT, PTK design and estimate documentation (program and technology complex of preparation and data collection), etc.

Locates wide functionality which includes the following options (data for July, 2018):

• complete set of the regulatory reporting of the Central Bank of the Russian Federation
• tax accounting and reporting
• reporting under IFRS
• management reporting
• designer of reports

Functionality

• Collecting, consolidation, storage, data view for the obligatory reporting of the Central Bank of the Russian Federation, export to programs of the Central Bank (CLICQUOT, PTK design and estimate documentation, etc.)
• Ample opportunities of the organization of analytical accounting
• Possibility of maintaining unlimited number of areas of accounting (parallel accounting)
• Flexible and evident access to reporting data, possibility of receiving any cuts and selections based on the configured multidimensional OLAP model
• Consolidation of the main objects (cuts, reporting data) in one application window
• Creation and start of reports of Crystal Reports, export of reports and data to Microsoft Word Excel HTML, TXT, PDF
• Integration into workflow systems (publication, mailing and so forth)
• The developed opportunities for security
• Support of historicity of primary data, the calculated indicators and metadata (methods and calculation formulas)

Distinctive characteristics

• Consolidation of data from different information systems
• Storage of primary data and settlement indicators, end-to-end navigation by data from any report
• OLAP and Datawarehouse technologies
• Real support of operational change of techniques
• Maintenance of changes of the legislation in banking sector and instructions of the Central Bank of the Russian Federation
• Compatibility with all ABS types
• High level of security
• Permanent updating

Modules

• Budgeting
  • The module "Budgeting" of the integrated banking system of QBIS is intended for automation of budget activity of the credit institution connected taking into account and management of costs, assessment and management of profitability.

• Tax accounting
  • The module is intended for automation of calculation of a taxable basis for income tax according to requirements of Chapter 25 of the Tax Code of the Russian Federation and reporting necessary for submission to tax authorities.

• Obligatory reporting
  • The module "Obligatory Reporting" of the integrated banking system of QBIS is responsible for formation of accounting, financial statements of commercial bank. It provides reporting as according to the Russian standards.

• Reporting under IFRS
  • The module "Reporting under IFRS" is responsible IBS of QBIS for reporting according to IFRS according to the Methodical recommendations of Bank of Russia No. 16-T "About an order of drawing up financial statements by credit institutions".

• Cash management
  • The module "Cash management" provides automation of business activities of the organization, regarding budget control and cost management.

• Operational risk management
  • The module "Operational risks" is intended for accounting and data analysis on the implemented and possible operational losses, the planned and held events for risk minimization.
  • Conducting permanent monitoring of unfavorable events of operational character;
  • Receiving quantitative estimates in a report type and diagrams of expected losses.

2018: Implementation of artificial intelligence

On July 24, 2018 it became known that the Banking Information Systems company completed the project on implementation of artificial intelligence in an automated system of the reporting of QBIS.Reporting.

Now using artificial intelligence the bank will be able quickly to recognize suspicious transactions, to segment users on a transaction type and types of the used financial products, to qualitatively estimate solvency of the client.

Besides, banking organization has an opportunity to carry out the analysis regarding emergence of emergency situations, to optimize work of collector services and also to increase efficiency of contact center, having created the electronic assistant (the chat-bot, the intellectual assistant). The list of functionality can be expanded taking into account the customer's wishes.

Artificial intelligence one of the perspective directions of development of electronic banking technologies in the world. As a part of QBIS.Reporting it allows the Russian and foreign banks and financial companies to ensure better and steady functioning on the main activities, to regularly analyze and do the forecast of key data and indicators, to automate work of client services using modern means of Internet communications and that is especially important, precisely to predict efficiency and stability of each business segment, developers emphasized.