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Design of road accident (application)

Product
Developers: Electronic passport (Rostec), Russian Association of Motor Insurers (RAMI)
Branches: Transport

Content

2019: The Russian motorists will be able to make out road accident and to receive payment for the CMTPL through Госуслуги.ру

On January 16, 2019 it became known that the Russian government prepared the draft resolution, simplifying document creation about road accident for receiving payments for the CMTPL. In 2019 it is going to create special mobile application through which motorists will be able to send to insurance company the digital notification on accident.

The document was developed the Ministry of Telecom and Mass Communications and the Central Bank, the director of the department of development of the electronic government of the ministry Alexey Gorobtsov told Vedomosti. The representative of the Central Bank confirmed to the edition this information.

Insurance companies can oblige to accept notifications on accidents for receiving payments for the CMTPL through mobile application

The users registered on the portal of state services will be able to give the notification on accident in electronic form through the application for smartphones. Reduce time for document creation, participants of the road accident issued according to the European Accident Statement i.e. without participation of police officers will be able.

For the automated design of road accident drivers should have no disagreements concerning circumstances of incident, on smartphones of participants of road accident the special application should be installed. At the same time both citizens should have registration of a Unified identification and authentication system  — a unified identification and authentication system of the portal of state services.

By the rules existing by the beginning of 2019, notifications on accident moves in insurance company on the form together with statements for an insured event. Quite often they are formed with errors, and it becomes a reason for failure in payment. Besides, responsible for road accident also has a duty to submit the notification, and it is necessary to make it in five-day time. Otherwise the insurer has the right to collect from it a compensation amount to the victim.

Mobile application will be developed by the Russian Association of Motor Insurers (RAMI) in coordination with the Central Bank. At first it will earn in Moscow, Moscow area, St. Petersburg and Tatarstan, RSA suggests to replace the republic with the Leningrad Region.[1]

2018: Application creation for a road accident design

On November 20, 2018 it became known of creation in Russia of mobile application using which drivers will be able to make out road accident. JSC Elektronny pasport entering into Rostec is engaged in development of the program.

As the head of department of scientific and technical activity of Electronic Passport company Boris Ionov told Izvestia, motorists will be able to make out road accidents according to  the European Accident Statement  using the mobile application scanning machines. It will be based on  a system on  execution of the electronic passport of the vehicle (PV).

The Russian motorists will be able to make out road accident in mobile application

It will allow motorists to refuse the description of damages on paper carriers. In order that this function worked on earlier registered car, the operator of checkup will need to photograph it according to certain standards, and after to scan documents on the machine.

At an initial stage it is going including to implement function of data binding to location of accident. Further the program will be revised for a possibility of fixing of distance between cars at accident together with provision of machines concerning any objects.

In case of implementation of technology it will become simpler to drivers  to assert the rights in disputes with insurers on a compensation amount, the head of Federation of car owners of Russia Sergey Kanayev considers. In a case  when data on road accident are sent  not directly to RSA or insurance company, and are fixed through the application coordinated to electronic PTS at the motorist the additional proof of the correctness can appear.

According to the director  of directorate of retail business of Ingosstrakh Vitaly Knyaginichev while it is unclear whether the list of the damaged parts according to photos will be able correctly to create the application if they are made, for example, in night-time or if the car dirty.[2]

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