NBKI Online

2019: Start of NBKI Online Expanded service

On April 2, 2019 the National Bureau of Credit Histories (NBCH) announced development and deployment of service - NBKI Online Expanded. This service is intended to expand functionality of the NBKI Online service which is responsible for receiving/providing credit reports. A target group of NBKI Online Expanded service are the creditors who are regularly providing and requesting rather small information volumes on credits/loans of citizens.

In comparison with "NBKI Online", the functionality of the provided service was expanded at the expense of three add-on independent packages of services. At the same time the user can connect this or that service depending on own requirements.

So, the Automation block gives the chance to completely automate obtaining credit reports and scoring points. In turn, the Verification block allows to send requests in the Central Directory of Credit Stories (CDCS), to process requests in Federal Migration Service (FMS Russia) and Federal Bailiff Service FSSP (Russia) and also to receive data from "Base mortgage cars and other personal estate" NBKI.

It should be noted especially the third block of NBKI Online Expanded service - Risk management which provides to creditors access to different types of scorings of NBKI (including, to classical scoring of bureau, scoring of IFI, scoring of SME, Fraud Score and sociodemographic scoring).

All blocks within "NBKI Online expanded" are completely independent, - the marketing director of NBKI Alexey Volkov tells. – Therefore users of service will be able to connect each of them depending on own needs and features of credit policy. We are sure that implementation of this service will allow to establish even more active and effective cooperation with those users who show not really considerable volumes of crediting.