Sellers in Russia began to use instead of POS terminals smartphones for payments according to cards

On September 19, 2019 it became known that sellers in Russia began to use instead of POS terminals smartphones for bank card payments.

Promsvyazbank started SoftPos technology for contactless payments for cards of any banks. The first transaction — payment by direct applying of the proximity card of the buyer to the personal smartphone of the entrepreneur — took place in the Moscow cookery "Kitchen. It is always ready", reported in the press service of bank.

Buyers will be able to make payments using proximity cards, for the period of a pilot project limits on purchase of cards Visa — 3000 rubles, according to cards Mastercard and "WORLD" — 1000 rubles are set, at the same time it is possible to pay in mobile devices (hours and smartphones) without restriction on the amount of the check.

Sellers in Russia began to use instead of POS terminals smartphones for payments according to cards

Promsvyazbank is going to set limits depending on the sphere of a company performance. Instead of the PIN code buyers will leave the signature on the smartphone screen.

Service is implemented by means of the Tap2Go application which allows to turn any phone with the NFC module working at Android 7.0 OS (above) into the full-fledged POS terminal. The application can be integrated with the cash software with functionality, necessary for business, and for compliance 54-FZ.

Promsvyazbank will test the solution SoftPOS until the end of October, 2019. After the termination of the pilot any company and the individual entrepreneur will be able to be connected to the project. They will be able to accept payments from the smartphone already next day after signing of the contract with bank. At the same time it is possible to sign documents remotely through Internet bank.

Use of the smartphone instead of the terminal is capable to make this revolution in the field of payments. Most of all will benefit from implementation of this technology small and micro business, courier services, outlets with small passability for which purchase and service of the POS terminal are enough the road. Reduction of a rate for TSP happens because the bank does not buy the POS terminal, does not set it and is not engaged in further maintenance — report the deputy director of department of electronic business of SME of Promsvyazbank Nikita Homutov.