Customers: Yandex.Money Product: System of Fast Payments (SFP) Project date: 2019/06 - 2019/12
|
2019: Implementation of a possibility of replenishment of e-wallets through SBP
On January 17, 2020 Yandex reported that users can instantly fill up purses in Yandex.Money now and accept on them transfers from other people through the System of fast payments. For this purpose it is not even necessary to enter number of a purse — rather mobile number.
Any completely identified user of Yandex.Money can fill up the e-wallet through the System of fast payments. For this purpose he needs to open the application of the bank and to select transfer through SBP. Further people enters the mobile number, selects Yandex.Money, specifies the amount and confirms transfer. To receive money for a purse from other people who use services of banks — partners of SBP it is enough to give them the phone number. If desired the sender will be able to add the comment on transfer also.
According to NAFI for November, 2019, money transfers by the phone number through mobile applications is the most popular digital service in the country. 57% of Russians use it. The service of replenishment of e-wallets from accounts and cards of SBP participating banks is demanded among users of Yandex.Money: thus there take place about 30% of replenishments.
As credit institution with the license of the Central Bank we work only with those technologies which are resolved by the state for the market of financial services. Using all available modern technologies, we make electronic payments convenient, profitable and safe. Unfortunately, because of legislative restrictions of a possibility of anonymous purses are strongly limited, but we try to offer the identified clients a maximum of services. Now they can accept transfers from bank cards and accounts to e-wallets through SBP — without the commission from Yandex.Money, speaks Alla Savchenko, the Head of Department of development of products of Yandex.Money
|
We see that the demand of transfers through SBP steadily grows — the number of the transactions made by its users increases on average by 25% every month. Are sure that with connection of additional participants and also development of simple and convenient services SBP not only the number of transfers, but also the number of users of a system will continue to grow, speaks Dmitry Kolesnikov, the development director of the innovation services of NSCP (operational payment and clearing center of a System of fast payments)
|
It is possible to send transfer to the e-wallet through the System of fast payments in the application of any bank which is connected to it. Also all former deposit methods in Yandex.Money are available to users: from other e-wallets, from bank cards and accounts, cash via terminals and cellular shops, from balance mobile or through money transfer systems. Using SBP it is also possible to send transfers from purses to bank cards and accounts now — Yandex.Money takes the standard commission for this service.