Halyk Bank Onlinebank

Onlinebank is service of Internet banking for legal entities.

2020: Connection of service of check of partners " circuit.traffic light"

On May 25, 2020 it became known that Halyk Bank connected service of check of partners " circuit.traffic light " in the Internet bank.

The goods turnover between Russia also Kazakhstan grows every year. In 2019 sales volume between the countries was 19.6 billion dollars USA, having increased by 7.7% in comparison with 2018. And for the companies of Kazakhstan there is all topical issue of check of the Russian partners.

Halyk Bank together with the Traffic light service implemented the convenient scenario of check: users of Internet bank can estimate reliability of the Russian partners directly in a window of preparation of payment orders. If the client has doubts in reliability of the partner — the company is declared bankrupt, has debts for the large amounts — he can cancel payment and avoid risks.

On a TIN or the name of the organization the service looks for information on the partner in open official sources of the Russian Federation. The traffic light analyzes data of accounting records, arbitration cases, messages about bankruptcy, government contracts, etc.

Service displays results of check in the form of color signals: red, yellow, green. Having clicked a signal, the client receives a detailed report about check. The report consists of three parts:

Short description of the company: details, type and scales of activity.

Essential facts of financial and economic activity, for example, liquidation of the company, the "bankrupt" status in the USRLE/Unified State Register of Individual Entrepreneurs, change of the head or a legal address. Also this information block includes results of check of the company on compliance to criteria of phony companies.

Recommendations about further work with this partner, proceeding from the found facts, scales of activity of the company and its industry features.

As a result of such check of the company from Kazakhstan will be able to reduce risk of irrevocable debts and to bypass problems with VAT refund.

This integration is very important for a command of the Traffic light: service entered international market. Further we are going to continue work with Kazakhstan, to develop the foreign direction and to implement service in Internet banks of other countries. And, of course, to supplement the Traffic light with new opportunities for high-quality check of the companies, — Evgeny Ivanchenko, the head of work with banks of the company in the Circuit tells