The Bank of Дом.РФ has introduced a document recognition system when lending on the basis of artificial intelligence

2022: Document Recognition System

New delivery

Project dates: December 2020 - December 2022

2020

QR Recognition System

Project dates: September 2020 - December 2020

Smart IDReader Implementation

ДОМ.РФ Bank, together with Smart Engines and NVI Solutions, launched an IT solution for document recognition using artificial intelligence and computer vision. This was announced on June 23, 2020 by Smart Engines. This will optimize the process of considering applications and issuing a loan, make customer service even faster and more efficient. Smart IDReader technology allows you to automatically recognize documents submitted by potential borrowers, for example, passport, 2-NDFL, etc. Automatic verification is used when considering all applications received both through remote channels - in mobile and Internet applications, and issued at a bank branch.

The introduction of artificial intelligence-based document recognition technology is an important step in digitalizing lending, allowing you to automate the process of filling out an application and reduce the amount of input and verification data. With the introduction of this system, it has become even more convenient and faster to apply for a loan from the Bank of ДОМ.РФ, - said Roman Evdokimov, Director of Credit Risks of the Bank's retail business ДОМ.РФ.

As of June 2020, we have significant positive experience in working with banking structures: the financial and insurance sectors for us are priority areas of development. The most advanced organizations have already understood all the advantages of our technology, the effectiveness of its work and security for both the bank and the client, - emphasizes the CEO of Smart Engines, Ph.D. Vladimir Arlazarov.

You can apply for a mortgage with the Bank of ДОМ.РФ online, about 80% of decisions are made almost instantly. Loan payments are also made without visiting the office and without commission - through a digital platform using a debit card.