Neobank Sphere: Acquiring

Main article: Acquiring (processing)

2020: Canceling of the commission on acceptance of card payments

The Sfera neobank (digital division of BKS of Bank for work with small and medium business) refuses the acquiring services commission. The bank entered free rates for acceptance of card payments for all service packages to help the enterprises to cope quicker with pandemic effects. Announced this BKS on September 1, 2020.

Support is focused on especially vulnerable categories of SME - the small enterprises with turnover to 100 thousand rubles a month. Discount fares work for all types of cards and payments.

During crisis many players lowered the commission on acquiring, however really to support entrepreneurs, much more resolute, changing rules of the game in the market, measures are necessary. We completely refused profitability on acquiring in addition to already to some of the most comfortable rates for other services, - the chief executive of Sphere Igor Viryasov commented.

The bank will be holds a zero rate so much how many it will be required for reaching steady dynamics of recovery.

For us in a priority the client's onbording on the digital platform. We want to help clients to save stability and to leave quietly in profitability, and to undertake all financial questions. Sphere has a level of service and service quality allows to create for the client conditions in which business does not need to spend time for search of more advantageous conditions or the solution of technical issues - we provide all necessary that the entrepreneur could focus on business, - Igor Viryasov noted.

Packets of acquiring services are connected free of charge to all clients of Sphere. They include a remote request and collecting of documents, departure of the specialist for agreement signature next day, setup of service, integration into the payment page of bank and other opportunities. Payments are credited to the customer account within one day.