Circuit. Smart

Main article: Business Intelligence determination

2020: Representation of service circuit.Smart

Service of risk analysis of blocking of the account from the Circuit became available to holders of cards of MasterCard on the platform Business Bonus. The producer reported about it on September 22, 2020. He minimizes possible losses of entrepreneurs and will increase efficiency of business management.

Smart estimates risks of blocking of accounts on 115-FZ. For this purpose it checks data of the bank statement on 20 indicators which are united in three blocks:

• the volume of the paid taxes,
• the movement of money on a checking account,
• influence of partners on reputation of the enterprise.

In each group the service estimates several indicators. For example, in the movement of money analyzes a ratio of receipts and expenses, the removed cash and transfers to natural persons. Also service will check partners and will issue the list, recommended for additional check.

On the basis of the received data Smart creates the report and makes recommendations how in addition to reduce risks. Users of the loyalty program the Business bonus from Mastercard using Smart will be able to see the business by eyes of bank.

Ilya Zhuzhgov, head of the Circuit service. Smart

In hard time even short-term suspension of work on the account can become a serious loss for small and medium business. Service from the Circuit on the platform Business Bonus from Mastercard will help to minimize these risks.

Circuit. Smart will help to prevent even short-term blocking and will facilitate work of businessmen.