Easily: Smart Collection

2021: Testing of Smart Collection in tablets and the smartwatch

On January 11, 2021 Russian financial technical-startup "Easily!", Smart Collection developing technology of remote blocking, reported that it tested use of the specified technology in tablets and the smartwatch which will be leased with a repurchase right in the Russian outlets. Tests showed that the technology cannot be demolished, and its application allows to make blocking and an unblocking of gadgets at distance. The company is going to lease with a repurchase right (including with mediation of loan brokers) in the first quarter 2021 about 1000 tablets and the smartwatch.

Easily!

As it was explained, for January, 2020 the Smart Collection technology is used at lease of smartphones. Outlets, partners "Easily!", leased about 1000 devices with a repurchase right. If the consumer forgets to make payment, on the screen of the smartphone, the tablet or the smartwatch there is a text with a reminder on need to make it, it is impossible to delete it. If money for any reason does not arrive at all, Smart Collection can block completely functionality of the device and unblock it only at a payment receipt.

In December, 2020 startup "Easily!" finished integration of the product with one of credit broker services "Simple Purchases" which provides goods by installments or the credit of 17 thousand shops across all Russia. The first smartphone with mediation of Simple Purchases was leased in one of salons of retail chain stores of Maksimus company (the official dealer of Beeline, MTS, MegaFon, etc.).

Now clients of shops of this network and also other outlets, selecting offers on crediting from banks and IFI, will be able to consider also the offer on lease with a repurchase right from "Easily!". Alexander Zhirnov, the second co-founder of the project explained

Indicators of return of a debt at lease of gadgets with a repurchase right where the Smart Collection technology, above, than in traditional POS crediting is preset. For January, 2021 the volume of the credits in a portfolio of the company with delay on payments from three payments (NPL three terms +) is only 8.5%. While this indicator is in a POS crediting segment at the level of 18–20%.