Moskommertsbank increased efficiency of lending procedure of natural persons using the solution R-Style Softlab

2020: Automation of process of obtaining the statement on the personal account in RPF

The R-Style Softlab company announced on January 27, 2021 automation in Moscow Commerzbank of process of obtaining the statement on the personal account of the insured person in the Pension Fund of the Russian Federation (PFRF) from the Gosuslug portal through SIEI 3. The functionality is a part of the module of obtaining results of state services from a line of software products of RS-Connect intended for online interaction of banks with the state information systems.

According to the results of the Moscow Commerzbank project optimized lending procedure of individuals: now specialists of bank with the permission of the client online request data on pension expels of the credited person in RPF that allows to estimate quicker and more precisely its solvency.

The new functionality for obtaining data on a status of the individual personal account of the client in RPF integrated with intra banking automated systems helps specialists of our bank to estimate reliability of the potential borrower — Goryunov Alexander, the director of the department of information technologies of Moscow Commerzbank noted. — Besides, thanks to automation of obtaining statements from RPF we increased quality of our service for clients — accelerated process of issuance of credit to borrowers.

The functionality of the module RS-Connect regarding obtaining the statement on the personal account from RPF via the Gosuslug portal will allow bank to reduce risks at making decision on issuance of credit — Rinat Karimov, the deputy CEO, the director of the department of banking software of RS-Bank, R-Style Softlab reported. — We hope that our first project with Moscow Commerzbank will become the beginning of effective cooperation.