Bank "St. Petersburg" transferred the mortgage to online using the platform SmartDeal

2021: Using the SmartDeal Platform

Bank "St. Petersburg" has entered the active phase of using the digital platform SmartDeal. Now mortgage transactions for bank customers will become even faster, easier and more convenient. This was announced on September 3, 2021 by the product developer company Success Practice.

SmartDeal is a platform for electronic interaction with Rosreestr and one of the operators of electronic services in Russia. The platform conducts more than 10,000 registrations every month.

SmartDeal allows you to translate into online all paperwork procedures in Rosreestr. This speeds up the registration of the sale transaction by 2-3 times, and the electronic signature of the client is issued in just a few minutes. The bank's interaction with developers is also simplified: partners can work with a transaction in one interface. A significant part of the developers of St. Petersburg and the Leningrad Region is already working with SmartDeal, which has become an important factor for the bank when choosing a digital platform. By the end of 2021, the bank plans to register about 3,000 transactions through SmartDeal. In just a month, with the help of SmartDeal, the bank doubled the share of electronic transactions.

Bank St. Petersburg is one of the most digital banks in Russia, "said Oksana Sivokobilsk, deputy chairman of the board of Bank St. Petersburg. - Our communication with the client in 99% of cases occurs on remote channels. More than 90% of transactions are performed online. In this, the future of the entire banking industry is very close - after all, such a scheme is convenient and profitable for both the client and the bank. Our goal is to translate the most complex products, such as mortgages, into the electronic environment. Simpler products have long been there. Of course, the mortgage client uses incomparably less often, it cannot be attributed to daily banking, but in this case, comfort and lack of difficulties for the client are very important. We have big plans, and, I am sure, not far from the day when the apartment can be bought without leaving the house.

Interaction with St. Petersburg Bank is another confirmation of the reliability of SmartDeal services, "said Mikhail Svetlyshev, Director of SmartDeal Development. - Every major partner bank first checks and is convinced of the security of our system. The SmartDeal platform fully complies with 152-FZ, 63-FZ, has an expanded FSB license and cryptographic protection certificates, is a registered personal data operator in Roskomnadzor.

In the near future, Bank "St. Petersburg" with the help of SmartDeal services plans to switch to electronic mortgages. They will help make the management of the bank's mortgage portfolio more transparent and more convenient, reduce costs, and customers will have the opportunity to conclude transactions completely remotely.