Delobank Fast Payments QR (API)

Main article: Application Programming Interface (API)

2021: Ability to connect to Express Checkout

The DeloBank (Special design bureau bank Banking group) started the universal program Fast Payments QR interface which allows to implement API interfaces of bank to the platforms and Marketplaces developed fintech companies. Delobank has implemented the ability to connect quoiring without opening a settlement account based on its processing. This became possible due to the receipt by the SKB Bank of the status of an agent in the Quick Payment System. This was announced by SKB-Bank on December 22, 2021. The option refers to BaaS services (bank as a business - providing banking infrastructure services and processes for building your own business on its basis).

Delobank provides fintech companies, on the basis of which it is possible to conduct business, the Fast Payments QR interface, for the subsequent integration of SBP payment services to customers, regardless of which bank they have a settlement account in. Fast Payments QR allows you to create ready-made templates, monitor the status of payment of payments made and, if necessary, send a receipt for payment through the SBP to the client in a convenient way (by e-mail or in the messenger).

Fast Payments QR is a full-fledged multi-bank product that can potentially exist as a third-party application (fintech) for the ecosystems of several banks and payment aggregators, which once again confirms that the future of the SBP is behind the development of Open API technologies in Russia. The project passed internal testing, testing with real customers. We plan to develop a project with commercial platforms providing services for legal entities, "commented Vitaly Kopysov, Director of Innovation, SKB Bank Banking Group.

Integration of SBP on any platform using the Delobank agent API will allow the fintech company to connect each of its clients to the SBP, excluding integration with many banks in which a settlement account of a single client can be opened. Fintech in this case saves on the integration of all these banks and the support of each of these integrations, "said Alexei Tregubov, business director of Delobank.