eKassir Mobile application for payment of goods and services in favor of legal entities, self-employed and individual entrepreneurs through SBP

Main articles:

• Express Checkout System
• Contactless NFC payments
• Mobile Applications

2022: Application Development

The Central Bank extended until July 1, 2022 the term for connecting Russian banks to the SBPei application. This is an analogue of services for payment - Apple Pay and Google Pay. This was announced on April 1, 2022 by the Skolkovo ​ ​ Foundation. The Russian system will allow you to scan the QR code and pay in any trading and service enterprises that accept this method of payment. eKassir, a resident of the Skolkovo Foundation, has developed a solution to support this technology on the seller's side.

The development of payment services of the Fast Payment System (SBP) allows business to reduce costs and maintain the usual customer experience of contactless payments in the absence of Apple Pay and Google Pay. However, according to experts, the increase in acceptance of payments through the SBP may be restrained by the lack of support for technology on the seller's side.

The company eKassir created a comprehensive mobile application for paying for goods and services in favor of legal entities, self-employed and individual entrepreneurs through the Express Payment System. It allows you to accept payments using static and dynamic QR codes, make partial and full returns, view transaction history, register enterprise employees, and manage their roles.

SBP will become the industry standard in C2B payments, this is possible only in cooperation with other market participants, and our residents give the market excellent tools for a quick transition to new payment methods. I am sure that outlets and buyers will appreciate the eKassir solution, said Pavel Novikov, director of the Skolkovo Foundation's financial technology center.

The application has already implemented payment using NFC - the client can make a contactless payment through the application of his bank (provided that he supports C2B payments in the SBP) by attaching a smartphone to the seller's mobile device with the eKassir application installed on it.

The development of the Fast Payment System was the expected trend of 2022. SBP is doomed to growing popularity among business and users, because it is convenient - payment instantly goes to the seller's account. And it is also profitable - commissions in the SBP are lower than in card acquiring, and until June 2022 the Government of the Russian Federation will fully compensate their business. We are confident that our application will accelerate the pace of development of payments through SBP, as it offers all the necessary payment and business functionality. And thanks to the support of NFC technology, the client path is significantly simplified - to pay it is enough to attach a smartphone to the seller's device, added Elena Weisband, commercial director of eKassir.