Developers: | APIBank (Digital banking platforms of CBP) |
Date of the premiere of the system: | 2022/05/25 |
Branches: | Internet services, Advertising, PR and marketing, Trade, Transport, Tourism, hotel and restaurant business |
2022: Launch of mass card release service
Apibank has launched a fintech service for participants in the travel industry. This was announced on May 25, 2022 by Digital Horizon.
The service for issuing targeted corporate bank cards simplifies the administrative and financial management of the tourism business. The partner of the project was SBI Bank.
Travel services and agencies daily issue hundreds of bookings for different customers using one or two corporate cards. Because of this, there are difficulties in taking into account and analyzing costs, the risk of leakage of card data and its blocking is growing.
Users of this Apibank service can instantly issue an unlimited number of virtual bank cards linked to an account in SBI Bank.
Ruble cards can be reusable or disposable - for one particular transaction. For each, it is possible to set a daily or monthly debit limit, limit the list of partners whose services will be paid.
The personal account, in which statistics are available and transaction reports are generated, is integrated with HR and ERP systems of travel companies.
Virtual cards themselves can be embedded in enterprise chat bots or mobile applications.
In the near future, the service will have the opportunity to add closing documents, sort them by transactions, create advance reports for accounting and automate expense accounting, "said Alexei Petrov, CEO and co-founder of the digital multi-bank platform Apibank. |
The solution may be in demand in other industries that are faced with a large number of consumption operations. For example, advertising agencies, courier services, transport companies, e-commerce and companies with mass representatives and traveling employees.
One of the key tasks and values of SBI Bank is to create solutions that best meet the needs of b2b customers and develop their businesses. In working with the SME segment, we see the potential in synergy with fintech companies. This service is an excellent example of how technologies allow you to create popular solutions: it is a completely digital product with convenient management and the ability to integrate customer companies into business processes, "explained Anna Kornelyuk, Director of Small and Medium Business Development SBI Bank. |