| Developers: | Ministry of Digital Development, Communications and Mass Media of the Russian Federation (Ministry of Digital Development), Bank of Дом.РФ (formerly Russian Capital) |
| Date of the premiere of the system: | 2022/08/17 |
| Branches: | State and social structures, Real estate |
The main articles are:
2022: Service Launch
On August 17, 2022, the Ministry of Digital Science announced that a service has been launched on the Public services portal, with the help of which large families can apply for a subsidy from the state to pay off mortgages of up to 450 thousand rubles through Public services, while the application procedure has become easier and more convenient.
The payment service is provided by ДОМ.РФ. Payment is available to families in which a third or subsequent child appeared from January 1, 2019 to December 31, 2023. The age of the older children and the presence of official marriage registration do not matter. The loan agreement must be signed by July 1, 2024.
 | Earlier, to receive a payment, it was necessary to contact the bank that issued the mortgage loan personally with a statement and a full set of documents. Now the application for the subsidy can be issued completely online without wasting time visiting the departments. Public services today provide dozens of services for families with children, making state support measures more convenient and simple, "said Dmitry Oguryaev, deputy head of the Russian Ministry of Digital Science. |  |
Payment can be received to repay a mortgage loan issued by:
- for the purchase of housing in a house under construction, new buildings or in the secondary market;
- for the acquisition and construction of a house;
- for the purchase of a land plot for individual housing construction, gardening and subsidiary farming;
- abuse of the objectives of the programme. "
To submit an application, you must have confirmed State Public services account. The borrower himself or his guarantor can apply. The subsidy can be used to reduce the amount of payment or to reduce the loan period.
What documents will be needed
- Applicant's passport;
- Birth certificates of all children;
- Passports of children over 14 years old;
- Loan agreement (if there was refinancing, both agreements are needed);
- A document on acquisition or construction real estate (for example, a purchase and sale agreement, an agreement on equity participation or assignment of rights, a contract for the construction of a house, etc.);
- If the surety submits an application, a surety agreement is needed.
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