| Developers: | YuOney (NGO YuMani, formerly Yandex.Money) |
| Date of the premiere of the system: | 2023/05/23 |
| Technology: | Remote Banking Systems |
Main article: Contactless NFC payments
2023: Release Begins
On May 23, 2023, YuMoney announced the start of the release of payment stickers for quick payment of purchases. A payment sticker is an alternative to the departed "caves": it allows you to pay with your phone in one touch.
 | We took into account the experience of using payment stickers that are already on the market, and made a more convenient form: you can stick the YuOney sticker in the corner of the phone. To pay offline, you need to attach it to the terminal, and online - use it as a regular plastic card. After payment, the money is debited from the YuOney wallet, the details of the payment can be viewed in your personal account, - said Andrei Vasiliev, head of card products at YuOney. |  |
A sticker with an NFC chip is available on the basis of the Mir payment system. In fact, this is a bank card, but in a mini-format. The sticker allows owners of any gadgets, including Apple, to pay the phone. Unlike the "peys" who left Russia, it can work without the Internet and on a discharged phone. With the help of a sticker, YUoney users who have passed full or simplified identification can withdraw cash from ATMs where contactless service is available.
Due to its compact size, the sticker can be pasted next to the camera, smartphone on a keychain or other devices. Complete with the UMoney sticker, there are two additional adhesive layers that will come in handy to glue the sticker to another place, such as a new case.
| | The sticker is safer than a plastic card, since it does not contain information about the owner, validity period and other details. This information is stored in the user's personal account. If you compare the sticker with Apple Pay, then these are completely different technologies, there is no additional token protection here. You can strengthen protection through a bank or payment service that has released a sticker. For example, you can set daily spending limits, - said Andrei Vasiliev. | |
To order a sticker, you only need a YuOney wallet. Like a regular bank card, the sticker is tied to a wallet account.
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