Customers: Sberbank of the Russian Federation Moscow; Financial services, investments and audit Contractors: PEAK Systems (Peak Sistemz) Product: Social card of the Astrakhan regionProject date: 2009/04 - 2010/04
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The Sberbank of Russia, the Pension Fund of the Russian Federation and the Government of the Astrakhan region started the "Social Card of the Astrakhan Region" ("SCAR") project which started in April, 2009. The PEAK Systems company together with INPAS company in the project of Sberbank of Russia acted as technology integrator.
Task
The main objective of the project is increase in availability and service quality to socially unprotected segments of the population.
The innovation rod of the social project is use of smart cards (dual GlobalPlatform standard Java cards) and the latest Web technologies. "Social cards", in comparison with normal plastic cards, have several features. Except the PIN code, the fingerprint can be the password of access to the bank account.
Such technology of identification of the client using biometric data is for the first time applied in Russia. Work with the card – to change functionality, adding the different non-bank applications necessary to its owner – it is possible far off, including via devices of self-service of Sberbank of Russia.
Applications available to exempts include all range of banking and social services, including pension and educational (or "campus") when the card at the same time can be used as the admission to the building of university, the library card and an access facility to the Internet. During the presentation of the project the possibility of payment by "social card" of transport services using the portable data terminal is shown.