For what purpose Rosgosstrakh Bank started Cashoff service for clients - individuals

In October the system of remote banking Private Client JSC Russia-Bank (Internet bank for individuals) was replenished with new service. Clients had an opportunity to make a transfer to physical persons and legal entities. New service will allow to transfer money in rubles of the Russian Federation to accounts of physical persons and legal entities, both within JSC Russia-Bank, and to other banks. Safety of service is in addition ensured by the disposable session keys placed on the card of session keys issued to the Client at connection of service. Connection of new service and receiving a set of session keys is performed free of charge in all bank departments.

In August, 2011 as it is specified in the message of Bank, "in the system of remote banking of retail clients Russia Bank — Private Client Internet Bank — new services are implemented: the payment system of taxes is considerably simplified and the possibility of a design of periodical payments is implemented.

PAYMENT OF TAXES

The following changes allowing to pay without difficulties taxes, charges and other payments in the budget system of the Russian Federation are made.

First, numbers of tax fields prompting to the client correctness of introduction of this or that information from the printing tax receipt in fields of Internet Bank are added to a system.

Secondly, the codes of budget classification allowing the client at the indication of the code in addition to be convinced of correctness of the entered payment are added to a form, (a transport tax, the property tax, etc.)

And at last, at introduction to a field of the account of the receiver of number which begins with digits in the range from 401 to 404 (the account of budget organizations) check on filling of tax details is performed, namely: check of filling of a TIN of the payer, TIN and check point of the receiver, status of the originator, KBQ, RCATU, payment references, tax period, number and date of the tax document and payment type.

PERIODICAL PAYMENTS

As for a new payment service of services on a periodic basis, in a system such options as creation of periodic transfers between the customer accounts opened in Bank between cards and also transfers to advantage of physical persons and legal entities became possible. Now a transfer for the purpose of repayment of the credits can be made quickly and in the necessary time, and monthly payment of services (The Internet, cellular communication, etc.) became much simpler and more convenient. Especially as the supplier list of services in the RBS system Private Client Russia Bank constantly extends. For the last month joined to it:

• operators of cellular and telephone communication, Internet and TV: SIPSTRIM (Aypi-Côme LLC), TELESET Kazan and Naberezhnye Chelny, TDS+ (Technologies of House Networks), Summa Telecom, Comstar Regions Tyumen, KABINET Kurgan, your TV Kurgan, Telekarta, Kursktelekom;
• BigBuzzy is services of discount services;
• Nikken — goods for a healthy lifestyle;
• ROSGOSSTRAKH — payments of insurance agents of the company.

"Russia-Bank actively develops services of Internet Bank — the vice chairman of the board noted Russia Bank Vasily Palatkin. — Today payment more than 600 services of suppliers of federal and local importance is available to private clients (operators of a cellular and fixed communication, utilities, the Internet and the IP telephony, commercial television and many other things). And every month this list becomes wider".

Connection to the Private Client system for clients of Bank is free, the subscription fee is not levied. All payments for benefit of the organizations registered in a system are made without the commission".

Project Development

On October 5, 2015 it became known of start of service of management of personal finance on the platform of a system "to RBS BS-Client. Private Client" and Cashoff.

The resident of a cluster of information technologies of Skolkovo Foundation the CASHOFF company and BSS company announced start of service in two Rosgosstrakh Bank.

Rosgosstrakh Bank (2014)

Service of management of personal finance from Cashoff helps to collect and in a complex to analyze financial data of the client, including on the basis of information from other banks. Service supports aggregation of the accounts opened in other banks, web purses, personal accounts of mobile operators within one window, income and expenses of cash.

Using the innovation methods and algorithms of intellectual processing of financial data of PFM service, the bank reveals consumer preferences of each client. It helps to create personal financial recommendations and councils for each user, to provide information on actions and discounts of favourite shops, thereby raising a customer loyalty and their trust to credit institution.

After implementation in the remote channel service helps bank to increase the volume of cashless payments to 80%, up to 60% of the general base to increase a share of active clients of bank, and, as a result, at least on each client in a month to increase an additional income by 100 rub.