The Bank has ДОМ.РФ automated the process of considering loans for small and medium-sized businesses. Approval of applications in the amount of up to 50 million rubles for a business mortgage now occurs in a couple of minutes. The bank announced this on June 19, 2024.
 | Providing convenient access to credit funds is one of the main tasks of the bank in working with small and medium-sized businesses. Business mortgages are the most popular program among SME customers: about 80% of the bank's loan portfolio on small business loans comes from financing the acquisition of commercial real estate. Therefore, we are constantly improving lending mechanisms to make it more convenient for customers to interact with the bank. The automated process of consideration of applications will significantly speed up the process of obtaining loans, while maintaining the quality of the bank's loan portfolio, "said Anna Kornelyuk, head of the Small and Medium Business division of the Bank of ДОМ.РФ. |  |
Another improvement for clients of small and medium-sized businesses concerns the expansion of the list of developers who have access to reduced loan rates for the purchase of commercial real estate. The proposal was actively used by the largest developers in large cities, now it applies to all clients of the bank with project financing in all regions of Russia.
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