T-Bank: Mobile application

Main article: Mobile applications

2024: Gift window launch

T-Bank launched a gift showcase in a mobile application. Customers of the bank directly from the application can give their loved ones gifts, for example, cashback up to 100%, luminous cards in several design options, T-Pay stickers, Premium service, company shares, flowers, movie tickets, theater and concerts. The bank announced this on December 19, 2024.

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Tinkoff

Up to 100% cashback is an improved analogue of a gift certificate. The giver can choose from 20 cashback categories, such as restaurants, homewares or a particular store, as well as one of the postcard design options. In a postcard, you can write a personal greeting and send a gift cashback in the amount of 500 to 50,000 ₽. Recipients will see the gift in the bank's app along with a greeting card with the original design. Such a gift will be a pleasant surprise with the ability to independently choose how and where to spend the donated cashback.

The recipient of the gift will be able to return up to 100% of the amount after payment in the category donated to him. If the purchase amount turned out to be less than the gift amount, then the money will not burn out - the rest can be spent later on other goods and services in the gift category. You can compensate for expenses with the help of a donated cashback within one year. In addition, the gift holder can receive increased cashback in the category or from partners offered by the bank.

Advantages for T-Bank clients:

• Versatility. To make a purchase, you can choose any category or specific brand, for example, various stores, restaurants, taxis and much more.
• Convenience and speed. In one click, you can send a gift to a friend with a personal and attractive design, as well as use the delayed sending option.
• Benefits. In addition to the amount of compensation, the user receives an additional increased cashback.

As a gift in the bank's application, you can choose T-Pay payment stickers and a luminous card with several design options. The card has built-in LEDs, which are activated only when the terminal touches. They do not need recharging and some additional power supplies. The representative of the bank will transfer the card in gift packaging to the donor, and he will then be able to hand it to whoever he wants.

For experienced traders and those who are just planning to engage in investments, shares of Russian companies will be an excellent gift.

To send a gift, just go to the T-Bank application version 7.0 or higher: "Home →" "Open a new account or product →" "Give a gift" → "Choose the desired gift."