Ford: Means to combat car loan non-payment

2023: Feature Description

Cars Ford will independently leave the owner if he overstays the payment for. to car loan This became known on February 28, 2023.

This and other forfeiture systems transport are detailed patent in the company's application.

She describes systems built into cars that make it easier to confiscate vehicles from its owner. The application also describes a completely autonomous return of the car. That is, the car will be able to leave the owner on its own and arrive at the return point on autopilot.

The patent filed with the relevant department USA back in August 2022 actually covers much more ways to combat non-payment on a car loan. The least intrusive is the usual notification message delivered to the vehicle or. smartphone It notifies the user of the delay. However, if notifications go unaddressed, the system may disable some of the vehicle's functions or even lock the vehicle completely, except in cases of emergency medical.

The patent also describes the possibility of blocking the car only on weekends so that the driver can still drive to work and be able to pay overdue payments. Another option described in the same patent application is geozoning, when it will simply not be possible to leave a certain zone by car. In a more aggressive version, the car can start making various sounds during the trip to annoy the driver, thereby encouraging the latter to hand over the car for non-payment.

It is not yet known whether Ford intends to introduce the described technologies into its software in the near future. In any case, so far the American automaker is the only one in the industry who is trying to patent something similar^[1].

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