ServiceHub Goodfin the Single financial platform for suppliers and consumers of financial services

Goodfin is the financial online platform integrating banks, IFI, insurance companies, the leasing companies and startups in a uniform ecosystem. Service is universal and aimed at receiving financial products for legal entities and physical persons online in day of the address. On the platform all necessary functionality for participants of the state order is implemented: from search of tenders before  issue of a tender loan, the credit for execution of the government contract and execution of bank guarantees.

2019

"We managed to concentrate on the platform only leaders of the banking and microcredit companies. In day we process about 800 requests. The platform totals more than 78,000 subjects of MSP using financial services. Monthly more than 1000 legal entities join it", - the development director and to ServiceHub innovations Mishukov Alexey summed up the results of year.

In 2020 the sales increase for 10% is predicted. On service some more financial products will be started: life insurance and real estate, investment, autobroker and others. In the first half of year upgrade of the interface of the platform is planned - a system will conduct on the set algorithm that will simplify processing of requests.

Integration with the system of online crediting IT Credit

The ServiceHub company announced on November 26, 2019 expansion of borders on providing financial services within the Goodfin platform.

Now clients can take advantage not only of financial offers of banks, but also obtain a loan at IFI. Goodfin was integrated with an automated system of online crediting of IT Credit which developer is also ServiceHub.

In general on the platform GoodFin it is possible to take advantage not only of offers of banks, but also non-bank credit organizations now: Simplfinance, "Tender loans and loans", Alfasitifinance, Velestender, Bystrozaym, etc. In the nearest future investors some more will be connected to the platform, agreements are at a conclusion stage.

One of our priority tasks — to make business of our clients profitable and effective therefore the decision to integrate platforms was made and to give the chance of the choice of financing: receiving the credit or a loan on participation in tenders. Shortly on platforms the product on issue of loans on performance of contracts will be started — the director of the department of development and innovations of ServiceHub Alexey Mishukov told.

Features of Goodfin

Among features there are Goodfin platforms for February, 2019:

• Connection of external services. Service integrates banks, IFI, insurance companies and startups in a uniform ecosystem.
• Uniform point of entry. Work as individuals, legal entities or brokers with the configured roles and accesses to the companies.
• One company - one card. A system saves changes in a card of the client of all users with different access rights.
• Flexible configuration. Suppliers of services create the list of required data and documents on each product from the client.
• Navigator panel. Will help to fill out the request, will save a card change history, will allow to return to the previous version.

Start of the financial platform Goodfin

The Russian developer of IT solutions ServiceHub announced in February, 2019 start of the financial platform Goodfin. The platform allows suppliers of financial products to receive applications from clients and to carry out communication. The audience of Goodfin totals 56,000 legal persons (data of February, 2019).

Also negotiations with insurance companies and microfinance institutions on connection to the platform are conducted, and further it is going to provide on the platform a range of financial and adjacent products including from private investors.

The platform with open API will become point of entry on the market for banks and financial detailed projects. Goodfin is the service without technical restrictions which is not demanding from banks of completions in own software solutions. It allows to nullify costs for start of products and to exclude intermediaries in distribution. Irrespective of the fact which size bank, what branch network at it and technical capabilities, it will be able to be connected to the financial platform and to sell banking services online. At the same time it is possible to bring to the market a banking product in 7 days.

A system collected the functionality working under different bank and financial technical-brands. In 2018 the ServiceHub developer started the warranty project IT finance for several large banks as Bank as a Service. The software product allows to create online bank for the market of interim measures of the state order. The first instance of a product is started together with FC Otkritie.

On February 1 it became known that the marketplace of the Central Bank (online store of financial products) created based on the Moscow exchange will not earn in the middle of February, 2019 as it was planned earlier. The bill designed to regulate work of financial supermarket Central Bank to this term will be adopted only in the first reading.

In the market there are already two other platforms which joined a marketplace. On them the first pilot transactions were already carried out. In addition to the Moscow exchange the platform for a financial marketplace is created by VTB ("VTB the Registrar") and special depositary Infinitum ("The financial platform"). Both announced the conclusion of pilot transactions in December, 2018. On a marketplace of the Moscow exchange it is possible to acquire shares, bonds and futures.

Difference of a marketplace from aggregators (for example, banki.ru) that the second only redirect requests of clients to bank on the CPL model (Cost Per Lead). In a marketplace there is collecting, storage and data processing of the client for receiving financial products and sending directly full-scale requests in business logic of bank.