Transactions of clients Asset of Bank will be protected by the mobile electronic signature

On November 5, 2020 the company BSS reported that in October, 2020 ASSET BANK successfully implemented and began to use in RBS for legal entities from BSS company the platform mobile authentications and electronic signature PayControl, developed the Russian by the company SafeTech, the resident IT- a cluster of Fund "Skolkovo". Clients bank had an opportunity to safely confirm the financial transactions in internet- and mobile bank with one movement on the screen of the mobile device.

JSC AKTIV BANK is universal regional bank, 27 years the offering complex of modern banking services for physical persons and legal entities. A main objective of development of services of bank is preserving and enhancement of customer confidence, providing the most modern, high-quality and safe services to them. So, remote banking of legal entities on the basis of the solution of BSS company actively develops in the direction of improvement of digital services, providing use of mobile devices to an opportunity for commission of financial transactions and also ensuring their convenience and security. In this regard the special relevance was acquired by a problem of the choice by bank of technology of formation of the electronic signature of transactions and documents directly on the mobile device.

The main selection terms of the solution for formation of the mobile electronic signature became: simplicity of confirmation of transaction on the user's smartphone, providing the set security level and also minimization of finance costs in comparison with other systems of the signature. During the detailed analysis of the solutions presented at the Russian market, a choice of bank was made for benefit of the platform of the mobile authentication and the electronic signature PayControl developed by SafeTech company, the resident of an IT cluster of Skolkovo Foundation.

Development of the innovation financial services in digital channels of customer service is impossible without special attention to ensuring convenience and safety of services. And for the solution of these tasks such technologies which would be simple and operational in implementation and also convenient and available to clients are necessary. Already the first results of use of PayControl showed that we received in the order such tool – effective, simple, reliable and safe, – the Chairman of the board of JSC AKTIV BANK Galina Budanova speaks

One of the most important advantages of the PayControl platform was the fact that its support is already provided in solutions of BSS company which are used by AKTIV BANK. Thanks to it in the shortest possible time safe confirmation of banking activities became possible in two systems at once: in Internet bank and in mobile application for legal entities. At the time of payment confirmation on the screen of the mobile device the client sees all details of transaction (number, the amount, date, the account of the receiver, etc.) and has an opportunity before formation of the electronic signature to check their correctness.

Key advantage of PayControl in comparison with traditional methods of payment confirmation, for example, the one-time password in the Sms or in the Push-notification, consists that the confirmation code of transaction forms directly on the mobile device of the client. The code becomes attached to details of transaction, and its interception by swindlers will not lead to theft of funds from the account. Important feature of the solution is as well the fact that the signature of transaction can form both in online, and in offline mode. Thus, for confirmation of transactions from the smartphone existence of Internet access at the time of performing transactions is not required.

The relevance of security of work especially at transactions grows in remote channels every year. The BSS company carries security issues of the RBS systems to priority tasks. We not only regularly book security audit, quickly we implement all requirements of the regulator in this area, but also we use such advanced solutions as PayControl of our reliable partner, SafeTech company, – the sales director of BSS company Vitaly Pateshman said

Use of the solution PayControl provided to clients the ASSET of BANK following features of the signature of transactions and documents:

• on the smartphone without use of additional devices (tokens or smart cards, password generators);
• without manual entry of details of payment and confirmation codes;
• without delays and canceling of the transactions connected with waiting or nondelivery of Sms and Push-notifications;
• one movement of a hand on the smartphone screen.