USDC (stablecoin)

2025

Stablecoin issuers could become largest holders of US public debt by 2030

Stablecoins are becoming new holders of treasuries: according to Citi, previously established in April 2025, by 2030 the volume of US government bonds (US Treasuries) on the balance sheets of stablecoins issuers (primarily USDT and USDC) may grow from $120 billion to $1.2 trillion (in the base case scenario) - i.e. 10 times.

This will make stablecoins one of the largest holders of US public debt, along with China and Japan.

Thus, the large-scale spread of stablecoins can support the American public debt, especially against the background of a decrease in interest from other countries. Based on this, the United States is more interested than anyone else in the growth of the crypto market, helping to increase the size of the USDT in circulation and weakening the regulatory burden in this field for institutionals.

Launch of cross-border payments in the United States

On April 21, 2025, it became known that Circle, the issuer of the USDC stablecoin, is launching a new network for payments and cross-border money transfers. It is assumed that in the future the platform will compete with Mastercard and Visa.

The project is expected to interest banks, fintechs, payment services, money transfer providers and strategic partners USDC. The Stablecoins are gaining momentum quickly. Their emergence and development is a response to the excessively high volatility of cryptocurrencies and the increased need of the expanding crypto industry for a less volatile means of payment. Stablecoins, like other digital assets, can serve as an additional financial tool to generate investment income - for example, related to an increase in the value of an asset to which stablecoins are tied, or to hedge risks.

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Фото: Bitcoin World

Circle is launching a payment network that is initially focused on money transfers, but ultimately plans to compete with Mastercard and Visa, Coindesk said in a publication.

Venture capital fund Andreessen Horowitz estimates that stablecoins have reached a level of adoption that could have an impact on the existing remittance ecosystem. As stablecoins appeared and spread, foreign regulators and international organizations began to show more attention to them, investigating this phenomenon, including the risks associated with it. In general, as market participants note, stablecoins often have features similar to existing digital and traditional financial instruments, reproducing their functionality in various combinations. Circle's new project aims to create an alternative platform for cross-border payments.^[1]

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