Yenisei Bank

By JSB Yenisei (PJSC) it was created in 1990 based on the Krasnoyarsk department of Promstroibank of the USSR. Now 9 offices of bank in Krasnoyarsk, two offices work in other cities of Krasnoyarsk Krai, two offices in the Republic of Khakassia and one office – in Moscow. The bank specializes in service of the population and small business, offering a wide line of the credits, competitive rates on deposits, favorable currency exchange rates, and for small and medium business – available settlement and cash services and flexible conditions on the credits.

The Bank of Russia since February 9, 2017 revoked a license for banking operations from JSB Yenisei (Krasnoyarsk). It is said in the statement of the Central Bank that the decision on revocation of license is made in connection with non-execution by credit institution of the federal laws regulating banking activity and regulations of the Bank of Russia.

"The credit institution pursued the high risk credit policy connected with placement of money in low-quality assets. Adequate assessment of the accepted risks and reliable reflection of asset cost of bank leads to complete loss of its own means (capital)".

Besides, Yenisei did not perform the requirement of supervisory authority about creation of necessary reserves of possible losses and also about submission of the reporting reflecting its real financial position and existence of the bases for revocation of license on banking operations. The management and owners of bank did not take effective measures on normalization of its activity, notes the regulator.

The bank is a participant of deposit insurance system. According to data of the Central Bank, on the value of assets the bank for January 1, 2017 took the 254th place in a banking system of Russia. Payments to investors will begin no later than February 22.