The Northern Credit bank is going to construct own processing center

BPC Bank Technologies concluded arrangements with Northern Credit bank on delivery of products of the SmartVista family for creation of a processing center for the benefit of bank.

Task and plans

Using these solutions the bank plans increase in efficiency of operating activities. It is supposed to implement the solutions SmartIssuer and SmartPro. SmartIssuer is the modern solution allowing to bring card business to new level. With its help the bank will be able to optimize process of implementation of new products and will have ample opportunities for development of existing. SmartPro – the complete solution for personalisation magnetic and smart cards – includes means for an embossirovaniye, codings of magnetic bands and personalisation of chips and also printings and distribution of PIN envelopes.

In Northern Credit bank the solution on service of trade enterprises and SmartMerchant terminals which will help bank to manage effectively interaction with the trade service organizations accepting cards will be implemented. Setup of payment terminals, implementation of clearing transactions, settlement, billing, creation and delivery of statements and reports are among opportunities of SmartMerchant.

In addition to above-mentioned products the Northern Credit bank will set the solution SmartGuard which provides monitoring of 100% of transactions in real time both in traditional, and in actively developing environments (on POS terminals, in ATMs, in the systems of an electronic and mobile commerce, etc.) and allows to prevent fraud attempts.

Thanks to implementation of wide range of products of SmartVista bank will be able to implement the new opportunities connected, in particular, with participation in infrastructure initiatives of regional authorities in the field of transport payments to offer additional opportunities for holders of cards to the staff of the significant enterprises of the region, etc. The bank is one of nine financial institutions which joined EPSS "UEK".

Opinion

"Our bank aims to offer the clients modern products and services. We made important strategic decision on creation of new payment infrastructure on the basis of SmartVista which will allow to change qualitatively payment business and will enhance our competitiveness. The product family of SmartVista will help us not only to quickly bring new products to the market, will provide efficiency of our ATMs, but also will allow to prevent fraud attempts", – Dmitry Sychyov, the head of the department of information technologies of Northern Credit bank noted.

"The project in Northern Credit bank clearly demonstrates the width of functionality and flexibility of a product family of SmartVista, its capability to meet requirements of any financial institution. The bank is one of the key banks involved in projects of federal level, providing high quality of customer service. We are sure that we can bring the payment direction of Northern Credit bank to new level, having made it more effective and profitable", – Vasily Grigoriev, the CEO of BPC Bank Technologies added.