Developers: | Promsvyazbank (PSB) |
Last Release Date: | 2017 |
Technology: | Systems of remote banking |
Content |
The Internet bank for legal entities PSB-Online allows to manage the accounts far off: create through Internet payment, reference documents and transfer them to bank for execution, round the clock to receive statements on the accounts for any time frame. Also connection to Internet bank allows to perform replacement of the electronic certificate at any time, to use several electronic certificates for differentiation of access rights of users to system resources, to request additional access to the certificate for work with accounts of the organization in other bank branches.
2017
Pay the bill on the photo
In June, 2017 Promsvyazbank started service for users of PSB-online Internet bank. Clients of small and medium business can automatically create payment orders from photos and scans of accounts, without spending time for a reprint of long details. The service will become available in a personal account of Internet bank within June.
To use new service, the user needs to enter a personal account of "PSB-online" on the website and to load the photo of the account. A system will automatically recognize, will take from the document and will fill up to 17 fields, including a payment amount, the check point of the payer, a TIN of the receiver, a BIC, the RCATU code, etc. Also for convenience of the user both the scan of the account, and the completed payment order is output to one screen in Internet bank. The client needs to verify only details and to sign the payment document.
You look in more detail here.
2016
Check of partners is added to PSB-Online
The organizations which are on settlement and cash services in Promsvyazbank can check the partners before sending money. If results of check force to doubt reliability of the partner (for example, he is declared bankrupt, has "serious" enforcement proceedings or signs of a nominalnost), the payer can cancel payment or postpone it "until clarification of circumstances".
Web service of check of partners " circuit.focus " from SKB Kontur became data source. On its base the vendor developed Svetofor service which is built in Internet bank and any other information systems. Service addresses information from open official sources, analyzes it and reports a set of the facts which can influence the decision of the payer on money transfer.
"When the client prepares the payment order in PSB On-Line, the service on a TIN of the partner requests up-to-date information in circuit.focus. As a result the client before sending money can learn about large-scale arbitral proceedings which appeared only the other day, or that the partner ceased to be calculated according to credit obligations to banks. It can happen even to the old and reliable partner. As a result clients of bank can reduce risk of irrevocable debts, bypass problems with VAT refund and always know the latest news about the partners" — Olga Stadniychuk, the development manager "Services for banks" of SKB Kontur company explained.
Visualization of results of check happens to the help of signals of Traffic light in the interface of Internet bank: in payment orders and in the list of payment documents — everywhere where the user sees data of partners. Color of a signal reflects degree of importance of information in terms of its influence on behavior of the payer.
Having clicked on a signal, the client passes to the page of the express report where sees short outputs and can get acquainted with arbitration cases, enforcement proceedings, accounting records and other primary information which was the cause the reason of emergence of signals.
According to SKB Kontur, Traffic light is the ready-made solution which is integrated with Internet bank through API. Along with cloud accounting or electronic document management, it is organically built in work with the checking account. Thanks to seamless integration with similar tools the Internet bank turns into an ecosystem, comfortable for the user.
exchange of payment documents between 1C: Enterprise and PSB On-Line Internet bank
Now exchange of payment documents between accounting service "1C: Enterprise" and PSB On-Line Internet bank will happen in one click. Announced this CNews in Promsvyazbank.
The service of exchange of payment documents between accounting service "1C: Enterprise" and PSB On-Line Internet bank allows to make banking activities directly from the 1C:Enterprise 8 system that saves time of clients due to direct routing of documents, simplicity of sending payment orders and also operational receiving account statements. Having used service, entrepreneurs can keep track of the statuses of carrying out payments in bank, being in the 1C:Enterprise 8 interface. Receiving settings for use of service is automatic.
According to bank, the new technology differs not only in the high processing speed of teams of the user, but also security thanks to program 1C: DirectBank. The solution is available to the clients using the most popular standard system configurations "1C:Enterprise 8" released by 1C.
2014: Promsvyazbank started electronic document management for factoring
Clients of Promsvyazbank – legal entities since September 1, 2014 can use service of electronic document management within transactions on factoring. "E-document flow factoring" — functionality of PSB On-Line Internet bank which allows to carry out electronically factoring document flow between bank and the supplier and also between the supplier, the debtor and bank. The system of PSB means tripartite electronic exchange between all parties of the transaction on factoring.
"Today it is possible to call electronic document management one of the main factors of development of factoring in terms of quality improvement of service and performance of business. Among advantages of electronic document management there are work performance improvement, expense reduction, acceleration of processes" — the vice president, the managing director for factoring of Promsvyazbank Victor Nosov commented.
2013: Promsvyazbank integrated PSB-Online Internet bank with Internet accounting "My case"
Promsvyazbank in the spring of 2013 integrated Internet bank for clients individual entrepreneurs and legal entities with Internet accounting "My case. Accounting online". Thus, now any client having access to Internet bank of Promsvyazbank and Internet accounting "My case" at authorization in one of systems has an opportunity to perform accounting operations at the same time in both programs.
In general integration allows representatives of small and medium business (SME) to spend less time for sending payments and conducting accounting, claim in bank. Now clients will be able: create payment orders in the accounting program "My Case"; to automatically load and carry out these payment orders in PSB-Online Internet bank; unload from PSB-Online of the statement in "My case"; reflect the registered payments in the reporting.